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Cabot Financial - Lloyds Bank

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  • Cabot Financial - Lloyds Bank

    Hi, my husband had just received a letter from Cabot. It's asking him to contact them to arrange repayment. Default date was the 4/12. Balance is £4850. Any advice on how to deal with this would be appreciated. Thanks in advance
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  • #2
    Re: Cabot Financial - Lloyds Bank

    Originally posted by bezbo13 View Post
    Hi, my husband had just received a letter from Cabot. It's asking him to contact them to arrange repayment. Default date was the 4/12. Balance is £4850. Any advice on how to deal with this would be appreciated. Thanks in advance
    Good morning.

    Is this the first contact from Cabot?
    Is there any mention of legal action in the letter?

    What type of account was this?

    It would help is you could post a copy of the letter after removing you name and address and any account numbers.

    Please do not contact Cabot by phone keep everything in writing.

    nem

    Comment


    • #3
      Re: Cabot Financial - Lloyds Bank

      Thanks for your reply. There doesn't seem to be any threat of Court action just yet but they're also contacting him on the phone....he just ends the call after they've confirmed who they are. It either relates to an overdraft or loan, he's not too sure as he had two accounts. Can you please explain how I attach a copy of the letter. Thanks

      Comment


      • #4
        Re: Cabot Financial - Lloyds Bank

        Originally posted by bezbo13 View Post
        Thanks for your reply. There doesn't seem to be any threat of Court action just yet but they're also contacting him on the phone....he just ends the call after they've confirmed who they are. It either relates to an overdraft or loan, he's not too sure as he had two accounts. Can you please explain how I attach a copy of the letter. Thanks
        Hi,

        How frequent are these calls?

        nem

        Comment


        • #5
          Re: Cabot Financial - Lloyds Bank

          Comment


          • #6
            Re: Cabot Financial - Lloyds Bank

            He's received 2 but has not confirmed they've got the correct person, he just ends the call. I have uploaded a copy of the letter. Thanks

            Comment


            • #7
              Re: Cabot Financial - Lloyds Bank

              Originally posted by bezbo13 View Post
              Well there's some nonsense there, the credit report is already affected by the defaulted account.

              My previous question was how frequent are the phone calls.

              nem

              Comment


              • #8
                Re: Cabot Financial - Lloyds Bank

                He's received 2 but has not confirmed they've got the correct person, he just ends the call. thanks

                Comment


                • #9
                  Re: Cabot Financial - Lloyds Bank

                  Hi Nem,

                  Since my last post, a further 2 calls have been received and promptly ended!

                  Are you able to assist with this matter?

                  kind regards

                  Comment


                  • #10
                    Re: Cabot Financial - Lloyds Bank

                    Originally posted by bezbo13 View Post
                    He's received 2 but has not confirmed they've got the correct person, he just ends the call. thanks
                    Hi bezbo.
                    What we are looking if this was to considered harassment would be 2 + calls a day at present the calls seem reasonable in frequency.

                    nem

                    Comment


                    • #11
                      Re: Cabot Financial - Lloyds Bank

                      Hi Nem,

                      Thank you for your reply. We will keep a track on how often the calls are if they increase.

                      Should we reply to the correspondence? I'm concerned they'll apply for a CCJ.

                      kind regards

                      Comment


                      • #12
                        Re: Cabot Financial - Lloyds Bank

                        Originally posted by bezbo13 View Post
                        Hi Nem,

                        Thank you for your reply. We will keep a track on how often the calls are if they increase.

                        Should we reply to the correspondence? I'm concerned they'll apply for a CCJ.

                        kind regards
                        Good morning bezbo,
                        Is there written confirmation as to what Cabot are chasing ? Can you post copies of correspondence please.

                        nem

                        Comment


                        • #13
                          Re: Cabot Financial - Lloyds Bank

                          Hi Nemesis, sorry for delay. Here is a copy of the correspondence. Thanks
                          Attached Files

                          Comment


                          • #14
                            Re: Cabot Financial - Lloyds Bank

                            Originally posted by bezbo13 View Post
                            Hi Nemesis, sorry for delay. Here is a copy of the correspondence. Thanks
                            Cabot is not mentioning any reason for contacting you and until they disclose what exactly the are pursuing I would not contact them.
                            There's just the barest detail re a Lloyds current account, do you have any history /details of this account e.g. when the account was last used?
                            Or the date the account was defaulted?

                            It may help to check your credit reference files, Noddle is Free Online.



                            nem

                            Comment


                            • #15
                              Re: Cabot Financial - Lloyds Bank

                              Afternoon Nemesis,
                              Attached is a letter revived today but dated 13/07/16, they're either backdating letters or its been sent via snail mail!!

                              Not heard anything further from Cabot but I'm sure we will soon.

                              Thanks for your continued help with this matter.

                              Kind regards
                              Attached Files

                              Comment

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