Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

[nemesis45]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

I know you can only advise me but if they can take this back to court even without producing the credit card agreement then I would prefer to pay the lesser amount rather than the full amount.

Good morning Lynne,

Apologies for not getting back a few problems cropped up.

Still nothing further from Cabot or the court I presume.
Just for safety check with the court after 1000hr today I
have an hospital appointment but will be back around 11-1130.

nem

[lynneburns05]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

checked on-line and there is nothing new, should I phone them? but there are still a couple of days left on there 30 days

[dixieboy]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

HI, Don't know if this is the right place to ask. Have read through a few threads reference Cabot Financial, and am also in a similar situation.
Account opened with Blackhorse Ltd. 17/10/2005 - £236 X 54 months. According to Experian report last payment was made December 2009. 4 months short. This was paid on a direct debit.
I accepted a job abroad in October 2007 and moved in November 2007 and the house was rented out, until Summer this year when my family moved back ahead of me. I have not received any correspondence from these people as i physically have not been in the country or residing at the previous address.
If my last payment date was December 2009 why was the default date on Experian showing as 14/12/2011.
Please help. Many thanks

[lynneburns05]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

can anyone give me a heads up on this, can they take it back to court if they haven't sent me credit card agreement? time is running out it is now the 3rd I only have to 6th. thanks

[Kati]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

[MENTION=55034]nemesis45[/MENTION]??

[nemesis45]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

[QUOTE=lynneburns05;590923]can anyone give me a heads up on this, can they take it back to court if they haven't sent me credit card agreement? time is running out it is now the 3rd I only have to 6th. thanks[/QUOTE

Good morning,
The absence of the agreement is a bar to enforcement.
Did you check with the court yet?

My response would be that you are unable to respond to their off of xxxxxxxxxxx in regard to the
alleged debt due to the non compliance with a your CCA request.
No further correspondence will be entered into unless all requested documents are provided.

Use signed for post.

nem

- - - Updated - - -

@nemesis45??

Good morning Kati,
Was stuck at the hospital until after 2100 yesterday, looking at " mentions " now.

nem

[lynneburns05]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

there is nothing on line since the 18/08/2014 when they received my defence, so do I need to phone if so who do I phone? and I will send that letter today thanks.

[lynneburns05]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

ok letter is sent so just wait and see now. will keep you updated.

[lynneburns05]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

Update they have sent me a copy of the credit agreement so looks like I will have to pay them I suppose? took them long enough to send it little bit more than 40 days a year later. Is there anything I can do have 7 days to take up the offer.

[MIKE770]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

enforceable copy CCA1974//////???????

[Amethyst]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

Update they have sent me a copy of the credit agreement so looks like I will have to pay them I suppose? took them long enough to send it little bit more than 40 days a year later.

I think Mike means it is worth having a look at the agreement and checking it is enforceable.

[lynneburns05]

Re: Please Help!! Cabot Financial/Mortimer Clarke/County Court Business Centre

will try and get it scanned later then someone can advise me.