Orbit debt collector came to house Cabot

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Arrived this morning unable to understand the accent
Cabot are sending letters. And silent phone calls
Debt is statute bared
Last payment was 2011 via DCM Apex
I do not have any paperwork from Cabot about this debt

[echat11]

If no payments has been made or debt acknowledged in writing in the last 6 years, then the debt is statute barred.

You could send the following, see what there response is, make sure you get Proof of Postage -

https://legalbeagles.info/forums/for...ed-debt-letter

'Silent calls' lodge a formal complaint with Cabot, their complaint procedure will be on their website. If your not happy with their response, lodge a formal complaint with the FOS.

You could also raise a complaint with Trading Standards.

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Back in 2011 is was paying in to a debt management company DCM Apex it is now defunct as that was going to creditors i have no CCJ and a Clean Credit File also have constant phone calls numerous letters from Cabot
And a embarrassing door knock today asking who i was

I will send the template letter and one for harassment
Kind regards Paul

[echat11]

If you can update the thread.

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Thanks I have sent of a registered letter using your template
I will send a separate one to orbit about phone calls nuisance one's

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I have not acknowledged the debt or made any payment
During the last six years

[echat11]

Update when they respond.

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Just Received a letter this Morning From Orbit
Your account is no longer with us
Thank you for taking the time to write to us about your account however we no.longet hold it and had been returned to Cabot


Say's the sum.is £3400

How do i proceed next kind regards Paul

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Letter was dated 16 May

[PallasAthena]

Do nothing. Come back here if you ever get any further contact from anyone about this debt.

[echat11]

Just Received a letter this Morning From Orbit
Your account is no longer with us
Thank you for taking the time to write to us about your account however we no.longet hold it and had been returned to Cabot


Say's the sum.is £3400

How do i proceed next kind regards Paul

You've told them / Cabot that the debt is Statute Barred.

See what Cabot do.

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Thanks will wait to see if another letter arrives

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Thanks everyone kind regards Paul

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Good morning a Letter from Cabot today
Your account is back with Cabot

We previously asked another company to manage this account on our behalf (orbit ) they haven't mentioned who they were ?
We have moved your account back to us to help you

What is the next way forward

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As we feel this is the best way forward to help you in your journey to financial recovery