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Cabot and reconstituted credit agreements

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  • #1

    Cabot and reconstituted credit agreements

    What do you do if you've made a CCA request, Cabot have provided a reconstituted copy of the agreement, but you can prove that what they have provided is not a true copy of what was provided at the time the credit application was signed? By that I mean the wording of some of the clauses are different, the interest rates quoted are different.

    Could this potentially blow a hole in the case law that permits lenders to provide reconstituted copies without any evidence that they are actually a true copy of the terms and conditions provided at the time the agreement was signed?
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  • #2
    Originally posted by rifkaleah View Post
    What do you do if you've made a CCA request, Cabot have provided a reconstituted copy of the agreement, but you can prove that what they have provided is not a true copy of what was provided at the time the credit application was signed? By that I mean the wording of some of the clauses are different, the interest rates quoted are different.

    Could this potentially blow a hole in the case law that permits lenders to provide reconstituted copies without any evidence that they are actually a true copy of the terms and conditions provided at the time the agreement was signed?
    The question is how you can prove this?
    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

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