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We have just been informed that there has been a Property charge levied against our home, we had no idea that this had been in force, it was only when our Daughter was checking records that this came to light, I understood that for this action to take place it would have to be granted by a County Court, or a Lawler ?.
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contact land registry for copy of the entry for starters? that should show by whom then you can start investigating etc -
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Hillesden.taken out 2009,no wonder I was not able to trace it.Comment
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Hillesden, I believe, is now part of Cabot.
So any CCJ it was based on would have fallen off of the register ( and credit files) in 2015/2016. The judgment debt will still exist though.
Next step is to contact Hillesden to try and find out what it is, how much it was for, and how best to get the charge removed.
If it's not urgent to get rid of the charge and you want to try find out without instigating any action you could send a Subject Access Request to Hillesden ( First Floor Plaza One, Ironmasters Way, Telford, England, TF3 4NT
) -> Subject Access Request Letter#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First StepsComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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