Me v Cabot/Restons

[Cove0703]

Yes will do thank you

[Amethyst]

Documents wise - I think you're saying that Cabot have sent a copy agreement, and that you also got a copy agreement from Vanquis under the SAR - but that the signatures/documents don't match ?

can you email those too possibly ?

[Cove0703]

Thank you Amethyst

[Amethyst]

[Cove0703]

Hi Amethyst, I think I've sent them, if not I'll try again
many thanks

[Cove0703]

Thank you I will do it now

[Amethyst]

Email it to me if it's easier - admin@legalbeagles.info and I'll redact and post it for you xx

[Cove0703]

I had to crop it to fit, I covered my details the rest of the document would have to come in 2 halfs, I'll try again thank you

[pt2537]

These are letters received as default I've had to crop it to fit sorry. Thanks again for any advice
kind regards

The documents attached are not very helpful. we will need to see the whole document, minus any personal details, as t here are some very important words that may have been missed.

[Cove0703]

These are letters received as default I've had to crop it to fit sorry. Thanks again for any advice
kind regards

[Cove0703]

Thank you for replying they say default date is 27th November 2015, which is only the date they sent it, it has no other dates on it other than them wanting payment by 16th December. I sent SAR request to vanquish didn't receive any default info with this. Restons sent me what looks like a SAR.

[Amethyst]

What are the dates on the default notice ? ( date of letter and date by which you had to pay the arrears )

Yes the debt owner can obtain info about the debt from the original creditor. They can't send a SAR though, that's for you to do. Did you send one? Does the default date scan with the default notice date ?

[Cove0703]

Hi guys, any help please Restons have returned, I received another letter 2 month's ago from Restons threatening to lift the stay which as been in place since September 2018, unless I withdraw my defence, I did reply to stay I stand by defence details already submitted in September, Prior to that I requested a SAR from Vanquish, no evidence of a default notice received from them or any dates of default. I received another letter from Restons with a default notice on unheaded paper apparently from Vanquish and a copy of the letter I received from Vanquish. I have 14 days to withdraw,
Can Restons request a SAR or other personnel letters without consent due to new data guidelines and a default notice must be on headed paper to stand up in court is this correct and should a termination notice be provided. I'm also unsure of a SAR should provide dates or evidence of defaults etc. I'm currently sending a cpr31. 14 to restons
please any advice would be greatly received
Kind regards

[Cove0703]

Thank you for reply, the alledged debt would be statue barred in June 2019, would this still apply if the case is stayed
kind regards

[MIKE770]

up to them if they pay to get going again sit on your hands for now