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Doorstep visit announced by Moorcroft

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  • Doorstep visit announced by Moorcroft

    Just received a letter from Moorcroft, acting on behalf of their client, saying they have arranged a home visit from one of their representatives to help put me back in touch with their HQ.

    Should I just send them the denial of access letter saying I revoke the licence under Common Law for them to visit and that I do no wish to make an appointment or implied appointment for them to visit and that I wish to communicate only in writing?

    Or can I add the following:
    If you wish to make an appointment to visit I would request you to pay me £15,000 for such an appointment in compensation. Any visit by your representatives will be deemed as your acceptance of this proposal.
    ???

    Would that work and be legally enforceable on them?

    Amethyst EXC
    MIKE770
    Diana M @charitynjw @MIKE770 @warwick65

    Do you think this is a smart thing to do?

    Tags: dca, response, threats

  • #2
    Common law Oh! no not another FOTL letter??? = HELPPPPPPPPPPPP if anybody knocks the door you do not have to deal with them, they arrive on commission or delivery basis just ask them to shut the gate on the way out, == end of just another tactic to harass you

    Comment


    • #3
      Originally posted by MIKE770 View Post
      Common law Oh! no not another FOTL letter??? = HELPPPPPPPPPPPP if anybody knocks the door you do not have to deal with them, they arrive on commission or delivery basis just ask them to shut the gate on the way out, == end of just another tactic to harass you
      Hi Mike,

      Thank you for your answer..... I was just hoping to see if it is smart to completely remove the option of them visiting in the first place and potentially harassing my family if I am not there for whatever reason?

      Comment


      • #4
        If Moorcroft did ever bother to visit, which is unlikely, just say no thankyou, I'll only deal with Moorcroft by post.

        There is nothing wrong with sending a notice saying you do not give them permission to visit your home and will only deal by post - but if you haven't previously discussed anything with them or confirmed your address it could set off a round of narky chasing letters from them. Sometimes they do send the 'Mr Brown' type letters to try get a response so they know they have the right address.

        Do you know much about the debt they are chasing ?
        #staysafestayhome

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        Received a Court Claim? Read >>>>> First Steps

        Comment


        • #5
          Originally posted by Amethyst View Post
          If Moorcroft did ever bother to visit, which is unlikely, just say no thankyou, I'll only deal with Moorcroft by post.

          There is nothing wrong with sending a notice saying you do not give them permission to visit your home and will only deal by post - but if you haven't previously discussed anything with them or confirmed your address it could set off a round of narky chasing letters from them. Sometimes they do send the 'Mr Brown' type letters to try get a response so they know they have the right address.

          Do you know much about the debt they are chasing ?
          Hi Amethyst,

          Thank you for your input, I greatly appreciate it.

          They sent one letter previously that I just ignored as empty threat and they referenced Cabot as their client and some alleged debt from around 2004/2005 for a credit card.

          Comment


          • #6
            Any idea when you defaulted on that credit card account? ( anything showing on your credit file from original creditor or Cabot ?)
            #staysafestayhome

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            Received a Court Claim? Read >>>>> First Steps

            Comment


            • #7
              Originally posted by Amethyst View Post
              Any idea when you defaulted on that credit card account? ( anything showing on your credit file from original creditor or Cabot ?)
              Hi Amethyst , I had a look at the credit report and there is an entry showing that will be 6 years old by the end of September this year. There was no contact, payments nor any acknowledgement of the alleged debt

              Comment


              • #8
                Hi
                Actually I found the removal of rights letter worked very well apart from MMF who were a bunch of illiterate cowboys back then
                I sent the standard one that said i do not wish to be visited at home

                Enter Date
                Dear Sirs,
                Reference: 123456789
                Please be advised that I will only communicate with you in writing.
                I have noted your repeated attempts to contact me over the past few weeks and these have been duly logged by time and date.
                Should it be your intention to arrange a doorstep visit, please be advised that under the FCA CONC rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you or any representative of yours.
                There is an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB 384. per Lord Evershed M.R.).
                Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.
                Yours faithfully,
                I used the above although if they have not be phoning you then remove that bit.

                Putting anything about billing would just make yourself look stupid.

                Comment

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