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Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

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  • #1

    Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

    Received a claim? Yes
    Issue Date: 25-7-2017
    Amount approx:
    Claimant: Lowell Portfolio LTD
    Solicitor: Lowell Solicitors Limited
    Original Credit: Provident Personal Credit

    Particulars of Claim:


    Stat Barred? Yes

    Have sent: Acknowledged the Claim

    Other Info:
    Do I send just send the CCA request or also the CPR 31.14 request
    Tags: None
  • #2
    Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

    Originally posted by abundancexx View Post
    Do I send just send the CCA request or also the CPR 31.14 request
    send both

    can you post up the particulars of claim please??
    Debt is like any other trap, easy enough to get into, but hard enough to get out of.

    It doesn't matter where your journey begins, so long as you begin it...

    recte agens confido

    ~~~~~

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    • #3
      Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

      Yes sure Kati

      Comment

      • #4
        Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

        Please see attachment for particulars of claim
        Attached Files

        Comment

        • #5
          Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

          Your CPR request can ask for the Agreement, default notice and notice if assignment
          #staysafestayhome

          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

          Received a Court Claim? Read >>>>> First Steps
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          • #6
            Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

            Hi Amethyst, so should I just send the CPR request but also incorporate the CCA in the letter?

            Comment

            • #7
              Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

              No, do the CCA separate - it will go to Lowell rather than the solicitors (cpr goes to solicitors)
              #staysafestayhome

              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

              Received a Court Claim? Read >>>>> First Steps
              • 2 likes

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              • #8
                Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                Ok so CCA to claimant and CPR to solicitors ?

                Comment

                • #9
                  Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                  I usually enclose a copy (no fee needed with this) of the CCA request in with the CPR request to solicitors 'for information only' (Cross referred on both.)
                  CAVEAT LECTOR

                  This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                  You and I do not see things as they are. We see things as we are.
                  Cohen, Herb

                  There is danger when a man throws his tongue into high gear before he
                  gets his brain a-going.
                  Phelps, C. C.

                  "They couldn't hit an elephant at this distance!"
                  The last words of John Sedgwick
                  • 2 likes

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                  • #10
                    Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                    Thanks for your reply

                    is the 28 days to file defence working days ?

                    Comment

                    • #11
                      Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                      No, just days
                      #staysafestayhome

                      Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                      Received a Court Claim? Read >>>>> First Steps
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                      • #12
                        Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                        Originally posted by abundancexx View Post
                        is the 28 days to file defence working days ?
                        The deadline to file your Defence is 33 calendar days from the claim issue date.

                        If the deadline falls on a weekend or Bank Holiday then the deadline is 4 pm on the next working day.

                        Di
                        • 2 likes

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                        • #13
                          Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                          Thank you Diana
                          • 1 thank

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                          • #14
                            Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                            Hi Guys, just received a response from Lowell after sending off CPR 31.14 and CCA request. Could I please have some advice on my next step.

                            Please see attachment of letter
                            Attached Files
                            Last edited by Amethyst; 10th August 2017, 16:47:PM.

                            Comment

                            • #15
                              Re: Court Claim - Lowell Portfolio LTD / Provident Personal Credit - 25-7-2017

                              Hi
                              just another standard template from lowell

                              What exactly did you ask for in your CPR letter, was it the notice of assignment, the deed of assignment, the assignment or something else

                              When you get your CCA request back from Lowell , look at it very carefully. Mine, and one I have seen on here recently although different had the same flaw, both referred to the terms overleaf -but they were missing .

                              It took me a while to spot them because of the way I read and the way my brain processes written info but they were there on both
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                              SHORTCUTS


                              First Steps
                              Check dates
                              Income/Expenditure
                              Acknowledge Claim
                              CCA Request
                              CPR 31.14 Request
                              Subject Access Request Letter
                              Example Defence
                              Set Aside Application
                              Directions Questionnaire



                              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




                              NOTE: If you receive a court claim note these dates in your calendar ...
                              Acknowledge Claim - within 14 days from Service

                              Defend Claim - within 28 days from Service (IF you acknowledged in time)

                              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



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                              If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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