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I did start this in an old thread. Apologies.
To briefly recap, the Lowell group and I have an imminent
County Court meeting next Monday.
The easiest thing would be to capitulate at this late stage, but I would like some advice Please!
A creation credit card debt reared it's ugly head with a discount offer of 40% last year.
Thought it was a fishing expedition, ignored it, then have court papers, I then defended it, etc.
What interests me, is that in there witness statement, which is from there Paralegal (can't get to speak to him personally) there are some things I would like advice on.
*Subsequently the Agreement was formally terminated by the Assignor on ----- 2013.
Unfortunately the Assignor is unable to provide a copy of the Default Notice.
(How significant is that)?
The witness statement is three pages long, if interested I can post it.
Unlike the previous case where I could negotiate, I can't get by first Base.
Again in his witness statement he has said that my wife's solicitor telephoned and that we wished to settle the matter, via a Tomlin Order, again I was trying to get a discount response. We have not got a solicitor, that was Me!
I can easily later today email, accept and pay in long instalments.
My wife would prefer this. She is disabled and would not cope
Her reasoning is that we did delay it, but as they are now aggressive and want full payment. I would make matters worse by turning up etc.
However I don't mind going to court but at this late stage and me 'representing' my wife has she got a point.However if they are so smug would they send an advocat.
Best wishes, any advice much appreciated.
To briefly recap, the Lowell group and I have an imminent
County Court meeting next Monday.
The easiest thing would be to capitulate at this late stage, but I would like some advice Please!
A creation credit card debt reared it's ugly head with a discount offer of 40% last year.
Thought it was a fishing expedition, ignored it, then have court papers, I then defended it, etc.
What interests me, is that in there witness statement, which is from there Paralegal (can't get to speak to him personally) there are some things I would like advice on.
*Subsequently the Agreement was formally terminated by the Assignor on ----- 2013.
Unfortunately the Assignor is unable to provide a copy of the Default Notice.
(How significant is that)?
The witness statement is three pages long, if interested I can post it.
Unlike the previous case where I could negotiate, I can't get by first Base.
Again in his witness statement he has said that my wife's solicitor telephoned and that we wished to settle the matter, via a Tomlin Order, again I was trying to get a discount response. We have not got a solicitor, that was Me!
I can easily later today email, accept and pay in long instalments.
My wife would prefer this. She is disabled and would not cope
Her reasoning is that we did delay it, but as they are now aggressive and want full payment. I would make matters worse by turning up etc.
However I don't mind going to court but at this late stage and me 'representing' my wife has she got a point.However if they are so smug would they send an advocat.
Best wishes, any advice much appreciated.
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