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Restons Solicitors/Capquest Investments vs ecalid
Received a claim: Yes
Issue Date: 23/06/17
Amount Approx: 5582.28 ( inc £410 court fee, £100 legal costs)
Claimant: Capquest Investments Limited
Solicitor: Restons Solicitors Limited
Original Creditor: Littlewoods Catalogue (Shop Direct)
Particulars of Claim: The claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Shop Direct dated on or about Jan 19 2012 and assigned to the Claimant on Nov 21 2014.
Is the debt Statute Barred: No
Letters: None sent so far.
Hello, I have been reading a lot of the threads on this forum for a little under 2 months now, some old debts have been sold on and the legal proceedings have now come into fruition which has left me a little bit worried.
The background of these debts are predominantly through unfortunate circumstance. I was working full time, quite happily paying off my catalog when work suddenly dried up and redundancies were looming. Also during this time I had been massively bereaved by the death of my mother so as you can imagine, rational thought took a seat on the shelf.
Ultimately I was made redundant through a poor Bradford score which was a consequence of looking after my terminally ill mother upon breakdown of care arrangements.
Subsequently after the re-payments fell through an insane amount of interest was added to the catalog and payday loans and credit cards were taken out to fulfill their demands. It was only a matter of time before I hit a brick wall and all payments had stopped. Consequently now I am in an excess of £7000 worth of debt to a flurry of collection agencies.
I have since moved away from the address but inevitably the papers were delivered to my new address, however the papers are addressed to my old address even though I am on the electoral role as living elsewhere.
I have prepared the CCA form ready and the CPR form could do with some more information but I need to know what options I have and what is the necessary procedure for this.
Please help me!
Thanks!
Issue Date: 23/06/17
Amount Approx: 5582.28 ( inc £410 court fee, £100 legal costs)
Claimant: Capquest Investments Limited
Solicitor: Restons Solicitors Limited
Original Creditor: Littlewoods Catalogue (Shop Direct)
Particulars of Claim: The claimant claims payment of the overdue balance due from the Defendant(s) under a contract between the Defendant(s) and Shop Direct dated on or about Jan 19 2012 and assigned to the Claimant on Nov 21 2014.
Is the debt Statute Barred: No
Letters: None sent so far.
Hello, I have been reading a lot of the threads on this forum for a little under 2 months now, some old debts have been sold on and the legal proceedings have now come into fruition which has left me a little bit worried.
The background of these debts are predominantly through unfortunate circumstance. I was working full time, quite happily paying off my catalog when work suddenly dried up and redundancies were looming. Also during this time I had been massively bereaved by the death of my mother so as you can imagine, rational thought took a seat on the shelf.
Ultimately I was made redundant through a poor Bradford score which was a consequence of looking after my terminally ill mother upon breakdown of care arrangements.
Subsequently after the re-payments fell through an insane amount of interest was added to the catalog and payday loans and credit cards were taken out to fulfill their demands. It was only a matter of time before I hit a brick wall and all payments had stopped. Consequently now I am in an excess of £7000 worth of debt to a flurry of collection agencies.
I have since moved away from the address but inevitably the papers were delivered to my new address, however the papers are addressed to my old address even though I am on the electoral role as living elsewhere.
I have prepared the CCA form ready and the CPR form could do with some more information but I need to know what options I have and what is the necessary procedure for this.
Please help me!
Thanks!
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