Don't need any help...thanks
CCJ awarded fro £15k plus Interim Charging Order (now defended)
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Re: CCJ awarded fro £15k plus Interim Charging Order (now defended)
Now you have a judgment against you you would be needing to apply to have it set aside to be able to defend the claim.
Were you previously on Getoutofdebtfree ? ( just with the 'title of the instrument' stuff you mention) three letter process type stuff ?
Did you send a CCA request to them on receipt of the claim ?
You've agreed a settlement of £12k - have you agreed that through the court or by negotiation ? and is that by installments or in one lump sum ? If this is the case you should have a consent order arranged which makes the claimants remove the interim charge when you've paid, or get the final charge if you fail to pay ? Do you have that ?
An interim charging order isn't really awarded, just applied for, the Final Charging order is what you would be defending - have you had notice of a hearing for the final charging order? What defence on that have you entered ?#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First Steps
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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Court Claim ?
Guides and LettersSHORTCUTS
Pre-Action Letters
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter
Voluntary Termination: Letter Templates
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