Court claim help - Arrow Global

**warwick65** · 31st May 2017, 19:12:PM

Re: Court claim help - Arrow Global

Hi

Well for a start I would make sure you include that letter in your witness statement, if they are not the creditor how can they bring a claim.

Can you give us a bit of background
What were the particulars of claim - can you the them out word for word

What did you ask for in your CPR31.14 request ? Was the template you used from here

If it was not mentioned in the claim form, when was the O/D defaulted- that is quite important because, I think after 2012 they had to provide terms and conditions when they renewed the O/D on an annual basis

**Bkeade** · 31st May 2017, 19:27:PM

Re: Court claim help - Arrow Global

Hi,
i used thee template from this site.
thee particulars are:
IMG_0776.jpg
Also I can't remember receiving a default notice

**warwick65** · 31st May 2017, 19:35:PM

Re: Court claim help - Arrow Global

Hi again

When did you last use the OD, can you remember?

have you sent a SAR to HSBC
I know you have already done the defence but it might throw some light on the finer details

I would also be sending a Part 18 request specifically for the formal demand which the bank should have sent you and the deed of assignment which is what they need to prove they own the debt

The only downside here is as it is a relatively small amount and they refuse to provide the details , unless you are on a low income and qualify for fee remission , it will cost something like £255 to force the issue and for that you could probably settle at mediation.

**Bkeade** · 31st May 2017, 19:50:PM

Re: Court claim help - Arrow Global

Hi,
I can't remember exactly but it would have been roughlly around 2012.
No I haven't sent a SAR to HSBC? Could you provide me with a template?
Who do I send the Part 18 to?
How much do you need to earn to qualify for free remission?

**warwick65** · 31st May 2017, 20:03:PM

Re: Court claim help - Arrow Global

DATA PROTECTION ACT 1998 - SUBJECT ACCESS REQUEST

Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time.

Please note that I require disclosure of any personal data you hold on me for the entire period of my dealings with you.

This Subject Access Request includes - but is not limited to any data you hold about me in respect of any matter and held in any form including; statements, notes, screen notes, recordings, internal correspondence and external correspondence. Please note that this Subject Access Request is not limited to the account/reference number mentioned above but that number has been provided purely as a starting reference for you.

For the avoidance of doubt, and as stated above, this Subject Access Request requires disclosure of ALL personal data which you hold on me for the entire period of my dealings with you

I enclose the statutory maximum fee of £10. You have 40 calendar days in which to comply

If you have had previous addresses you could include list them here

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return.

If I do not hear from you then I will assume that this Statutory Request is satisfactory and that the 40 day timescale has started.

Yours faithfully

There are lots and lots of versions of Subject Access Request templates on the internet ,

You would send a part 18 request to the solicitors but they need wording carefully and correctly, they must be for something specific
https://www.justice.gov.uk/courts/pr...rt18/pd_part18

https://www.moneyclaimsuk.co.uk/fee-remission.aspx tells you about fee remission

**Bkeade** · 1st June 2017, 15:29:PM

Re: Court claim help - Arrow Global

Thank you I will try that.

Court claim help - Arrow Global