Arrow Global Court Claim HELP

[Smilesallround]

I have received today a court claim papers from the solicitors Arrow Global have instructed. The debt was from 1998 HSBC, it got bought by Arrow Global i sent a CCA request they did not reply, i received a letter from their solicitors couple weeks back and now i get this. What do i do?

[MIKE770]

Re: Arrow Global Court Claim HELP

yes it is

[Smilesallround]

Re: Arrow Global Court Claim HELP

if over 6 months send another Recorded Delivery

Ok is it still £1 for CCA requests?

[MIKE770]

Re: Arrow Global Court Claim HELP

if over 6 months send another Recorded Delivery

[Smilesallround]

Re: Arrow Global Court Claim HELP

Proof of posting/sending?

I will have to check for proof of postage, i cannot remember such a long time ago. If i do not have proof of postage am i buggered? Should i send a CCA again today just in case?

[charitynjw]

Re: Arrow Global Court Claim HELP

I did take a brief look which i will do later on today.

Yes i have proof of the letter i sent, i saved it on USB.

Proof of posting/sending?

[Smilesallround]

Re: Arrow Global Court Claim HELP

I take it that you didn't look at the link.
Do you have proof of that CCA request to Arrow?

I did take a brief look which i will do later on today.

Yes i have proof of the letter i sent, i saved it on USB.

[JAL]

Re: Arrow Global Court Claim HELP

Hi @Smilesallround

Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xx

This should definitely be your starting point...

[charitynjw]

Re: Arrow Global Court Claim HELP

Have you SAR'd HSBC?
See link, green box, top of thread.

What is SAR?
I only sent a CCA to Global Arrow years ago which they didnt reply to so i left it at that, and now its got to a court claim. So i really do not know what to do?

I take it that you didn't look at the link.
Do you have proof of that CCA request to Arrow?

[Smilesallround]

Re: Arrow Global Court Claim HELP

I honestly cannot remember, i stopped paying years ago, before the debt got purchased by Arrow Global in 2015. It was with another DCA before them. From Arrow Globals letter to me it states it was a HSBC Credit Card.
Im not sure what letters i can send to them to stop them in their tracks. They have filed a court claim now.

- - - Updated - - -

A SAR is a data subject access request which should provide you with information held by the creditor relating to you.

How along ago was the last payment you made towards the debt and what is the nature of the debt? i.e credit card, loan etc

I honestly cannot remember, i stopped paying years ago, before the debt got purchased by Arrow Global in 2015. It was with another DCA before them. From Arrow Globals letter to me it states it was a HSBC Credit Card.
Im not sure what letters i can send to them to stop them in their tracks. They have filed a court claim now.

[MIKE770]

Re: Arrow Global Court Claim HELP

SAR (Subject access request)

[JAL]

Re: Arrow Global Court Claim HELP

A SAR is a data subject access request which should provide you with information held by the creditor relating to you.

How along ago was the last payment you made towards the debt and what is the nature of the debt? i.e credit card, loan etc

[Smilesallround]

Re: Arrow Global Court Claim HELP

Have you SAR'd HSBC?
See link, green box, top of thread.
Do you have historic bank account details for the relevant period? (Circa 6 years ago).

What is SAR?
I only sent a CCA to Global Arrow years ago which they didnt reply to so i left it at that, and now its got to a court claim. So i really do not know what to do?

[charitynjw]

Re: Arrow Global Court Claim HELP

Have you SAR'd HSBC?
See link, green box, top of thread.
Do you have historic bank account details for the relevant period? (Circa 6 years ago).

[Smilesallround]

Re: Arrow Global Court Claim HELP

I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?

- - - Updated - - -

Hi @Smilesallround

Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xx

I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?