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I have received today a court claim papers from the solicitors Arrow Global have instructed. The debt was from 1998 HSBC, it got bought by Arrow Global i sent a CCA request they did not reply, i received a letter from their solicitors couple weeks back and now i get this. What do i do?
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Re: Arrow Global Court Claim HELP
Hi [MENTION=39951]Smilesallround[/MENTION]
Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xxDebt is like any other trap, easy enough to get into, but hard enough to get out of.
It doesn't matter where your journey begins, so long as you begin it...
recte agens confido
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Re: Arrow Global Court Claim HELP
I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?Comment
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Re: Arrow Global Court Claim HELP
I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?
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I am sure HSBc sold it to another DCA i made payments to then i stopped paying, it got sold to Arrow Global i recall some years ago maybe 2015 and now i get this letter. Is there grounds to say debt is unenforceable as not made payments for 6 years?Originally posted by Kati View PostHi @Smilesallround
Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xxComment
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Re: Arrow Global Court Claim HELP
Have you SAR'd HSBC?
See link, green box, top of thread.
Do you have historic bank account details for the relevant period? (Circa 6 years ago).CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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Re: Arrow Global Court Claim HELP
What is SAR?Originally posted by charitynjw View Post
I only sent a CCA to Global Arrow years ago which they didnt reply to so i left it at that, and now its got to a court claim. So i really do not know what to do?Comment
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Re: Arrow Global Court Claim HELP
A SAR is a data subject access request which should provide you with information held by the creditor relating to you.
How along ago was the last payment you made towards the debt and what is the nature of the debt? i.e credit card, loan etcComment
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Re: Arrow Global Court Claim HELP
I honestly cannot remember, i stopped paying years ago, before the debt got purchased by Arrow Global in 2015. It was with another DCA before them. From Arrow Globals letter to me it states it was a HSBC Credit Card.
Im not sure what letters i can send to them to stop them in their tracks. They have filed a court claim now.
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I honestly cannot remember, i stopped paying years ago, before the debt got purchased by Arrow Global in 2015. It was with another DCA before them. From Arrow Globals letter to me it states it was a HSBC Credit Card.Originally posted by JAL View Post
Im not sure what letters i can send to them to stop them in their tracks. They have filed a court claim now.Comment
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Re: Arrow Global Court Claim HELP
Have you SAR'd HSBC?
See link, green box, top of thread.I take it that you didn't look at the link.Originally posted by Smilesallround View Post
Do you have proof of that CCA request to Arrow?CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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Re: Arrow Global Court Claim HELP
This should definitely be your starting point...Originally posted by Kati View PostHi @Smilesallround
Here's a link to your first steps - http://legalbeagles.info/forums/show...it-Court-Claim I'm sure you'll get lots of help from the Beagles to enable you to fight this xxComment
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Re: Arrow Global Court Claim HELP
I did take a brief look which i will do later on today.Originally posted by charitynjw View Post
Yes i have proof of the letter i sent, i saved it on USB.Comment
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Re: Arrow Global Court Claim HELP
Proof of posting/sending?Originally posted by Smilesallround View PostCAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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Re: Arrow Global Court Claim HELP
I will have to check for proof of postage, i cannot remember such a long time ago. If i do not have proof of postage am i buggered? Should i send a CCA again today just in case?Originally posted by charitynjw View PostComment
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Re: Arrow Global Court Claim HELP
if over 6 months send another Recorded DeliveryComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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