Lowell Capital One debt

[Diana M]

Re: Lowell Capital One debt

With reference to Stepchanges advice saying I should . . .

Is this the first time you've been in touch with Stepchange or have they helped you in the past such as providing a Debt Management Plan etc?

I'm just checking to see if a third party may have made a payment to Capital One on your behalf (as your agent) ?

Di

[Mitch2nd]

Re: Lowell Capital One debt

Oh no it was on Friday last week, I thought they may have had something useful to offer, but I was shocked by their suggestions, hiding stuff in our Attic etc, thats just not me, I am trying to sort it out

thanks
Di

[Diana M]

Re: Lowell Capital One debt

Oh no it was on Friday last week, I thought they may have had something useful to offer

Then you can eliminate them from your enquiries when it comes to the phantom 2012 payment.

No need to send a SAR to Stepchange they will have nothing on their files.

Di

[piratepeter63]

Re: Lowell Capital One debt

hi every one,
have a look at marston baliff a read what i have put, and this is how they opperate misleading, bully tactics and intimidation, same as lowells underhand tactics.

[Mitch2nd]

Re: Lowell Capital One debt

Hi Diana,

This is still on going.

Both Capital One and CapQuest claim I made payments in 2012 and 2014, however when I asked them for details of where these payments came from they say they no longer hold such records and are not legally obliged too, which seems stupid as they could just say anything or it could be a mistake.

I have checked my bank statements and no payments were made to either company and they were not made on my behalf by any other company.

On the strength that I can go to court with my bank statements and prove no payments came from me and therefore its Statute Barred and I have filled a N244 which the court confirmed they processed on 10/4/17, however I have heard nothing since, how long do they have to reply to this N244?

Thanks

[Mitch2nd]

Re: Lowell Capital One debt

Hi anyone, it appears that I have lost my contact on here, does anyone know how long they have to response to the N244 that I have filed please?

[MIKE770]

Re: Lowell Capital One debt

contact the court office after all this time and enquire the N244

[Mitch2nd]

Re: Lowell Capital One debt

Yes thanks I of course can do this, but I was looking for advice on time scales of how long they had to reply as I cant find this online

[Jennifer_18]

Re: Lowell Capital One debt

Hiya , New to this but I would like some help.

On the 3rd of may I had a county court claim form for a sum of 4,500 from drydens solicitors on behalf of capquest.

On the 14th of may I defended the whole claim. Within a couple of days I had a letter saying they acknowledge receipt of my defence. A copy is being served to the claimant. They may contact me to resolve any dispute. If they can't they have 28 days after receiving my defence but if the period is elapsed the claim will be stayed.

What should I do now??? Please help. I'm sick with worry!!

.

Sorry to jump on this post but can someone help me on mine please

[MIKE770]

Re: Lowell Capital One debt

.

Sorry to jump on this post but can someone help me on mine please

sit tight until 28 days as stated, if no correspondence leave it a couple of days then ring the court and ask for update of case, is stayed means it sits there until/if the claimant wishes to continue and pay a fee/

[Jennifer_18]

Re: Lowell Capital One debt

Thank you so much for your reply. Very appreciated

[charitynjw]

Re: Lowell Capital One debt

Yes thanks I of course can do this, but I was looking for advice on time scales of how long they had to reply as I cant find this online

The court sets/imposes time scales.
It's best to check with from time to time.....keep your finger on the pulse.

[paulusco]

Re: Lowell Capital One debt

was this case successful?

[Amethyst]

Re: Lowell Capital One debt

[MENTION=102254]Jennifer_18[/MENTION]

I'm guessing it might have been stayed and nothing further has been heard .... hopefully Jennifer will pop back on and update us though.

Or are you asking about [MENTION=95913]Mitch2nd[/MENTION] 's case ?

[paulusco]

Re: Lowell Capital One debt

@Jennifer_18

I'm guessing it might have been stayed and nothing further has been heard .... hopefully Jennifer will pop back on and update us though.

Or are you asking about @Mitch2nd 's case ?

i guess both really...i'm doing a fair bit of reading of cases here...knowledge is power!