Lowell vs Reiss

[warwick65]

Re: Lowell vs Reiss

Lowell sent the questionnaire by e-mail.

Post 106 suggests that the DQ was sent by post

It was the court who sent a blank DQ by email

[Reiss]

Re: Lowell vs Reiss

@Diana M @nemesis45 @warwick65 @charitynjw

Thank you all for the help, im so happy that i didnt fill in the questionnaire and that is why i love explaining every step of my process with you all, the advice you guys have provided me is truly priceless and for anybody reading this or following the thread THESE GUYS ARE YOUR SUPER POWERS.
@nemesis45 Lowell sent me the Questionnaire by post and the court emailed me the questionnaire when i called to ask them that did not received the questionnaire from them as lowell stated on the letter.

i guess its just a waiting game to see what happens next.........stay tuned

[charitynjw]

Re: Lowell vs Reiss

This is a £2k+ potential claim &, as it is currently stayed, the next move is for the Claimant to make (or not, hopefully!).
If it were me I'd be keeping a weather eye on the court, but keeping absolutely schtum otherwise. I certainly would not do anything which puts the case back on the Claimant's radar.
Unless you need to do so, it is unwise to disturb the slumbering tiger.

[Diana M]

Re: Lowell vs Reiss

im so happy that i didnt fill in the questionnaire

I'm happy too because it could have had negative consequences for you.

If you see advice posted which you're not sure about you can always ask for a second opinion.

Di

[Reiss]

Hi All, charitynjw,

Its been a while since i have been on here and hope you are all great!!

I stumbled on a problem this morning i went to check my credit report and out the blue Lowel Have given me a Default. I have not heard nothing from them and i have since then moved address with a re directory set up to my new address.

Where do i stand with this now?

[Amethyst]

Is it definately the same debt ? And on your credit report can you see the actual default date ? as opposed to the date Lowell started reporting it.

On mine I have a Default from Jan 2016 that Hoist only started reporting in Sept 17 ( annoying sods ) so shows like the attached.... it still falls off in 2022 ( whoopee lol ) - anyway point being - the DEFAULT date should still be the original NOT a new one.
2018-02-19 11_28_35-Start.png

[Reiss]

Hi Amethyst

Thank you for replying back so promptly.

Mine says the following on Experian:
Entry number C8 Account started 07/08/2008 Default Date 29/06/2012 Default Balance £2079 So does mine come on this year? I need this off as im applying for a Mortgage soon and this has shattered all my hopes

Hi All, charitynjw,

Its been a while since i have been on here and hope you are all great!!

I stumbled on a problem this morning i went to check my credit report and out the blue Lowel Have given me a Default. I have not heard nothing from them and i have since then moved address with a re directory set up to my new address.

Where do i stand with this now?

[Amethyst]

If it originally default Default Date 29/06/2012 then on 29/06/2018 it should fall off the file, yes

[Reiss]

Woohoooo so that is good news!

I just have to go easy till June, Once its off my file that is it right no more Lowell on my case?

Hi Amethyst

Thank you for replying back so promptly.

Mine says the following on Experian:
Entry number C8 Account started 07/08/2008 Default Date 29/06/2012 Default Balance £2079 So does mine come on this year? I need this off as im applying for a Mortgage soon and this has shattered all my hopes

[Amethyst]

Well, no more issue with them on your credit file. The court claim is still 'stayed' at court I think, so they could come back on that at some point in the future, but you should be able to get it settled IF they ever came up with all the documents to prevent any further damage to your credit file. For now just sit tight xxx

[Reiss]

I cant thank you enough for this info i thought my week has started on a a downer, I will keep an eye out and see what happens in the near future and will keep everybody posted.

Last time i checked it was "Stayed" so lets see.

Amethyst Thanks a million for helping and giving life back to my Monday!

Woohoooo so that is good news!

I just have to go easy till June, Once its off my file that is it right no more Lowell on my case?