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Small claims Cabot/Welcome Finance in Scotland

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  • #1

    Small claims Cabot/Welcome Finance in Scotland

    Hi everyone
    I have received a small claims claim against me from Cabot Financial/Welcome Finance.
    I'm looking for as much help regarding this as possible.
    Thanks
    Last edited by Murfysdad; 31st August 2016, 12:15:PM. Reason: Adding info
    Tags: None
  • #2
    Re: Small claims Cabot/Welcome Finance

    Hello,

    I've tagged [MENTION=55034]nemesis45[/MENTION] for assistance. In the meantime it would be helpful to fill out the following below

    Received a claim?
    Issue Date:
    Amount approx:
    Claimant:
    Solicitor:
    Original Creditor:
    Particulars of Claim: Please type out in full excluding names/account numbers
    Is the debt Statute Barred?
    List any letters you have sent:
    Any Other Info:

    It is also advisable to send a CCA request to Cabot (if they are now the claimant on the claim form) -> CCA REQUEST
    You should also senda request for the documentation on the claim form, this is usually the notice(s) of assignment, the agreement and the default notice -> CPR 31.14 REQUEST
    If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
    LEGAL DISCLAIMER
    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.
    • 2 likes

    Comment

    • #3
      Re: Small claims Cabot/Welcome Finance in Scotland

      Originally posted by Murfysdad View Post
      Hi everyone
      I have received a small claims claim against me from Cabot Financial/Welcome Finance.
      I'm looking for as much help regarding this as possible.
      Thanks
      Good morning, welcome to LB,

      Please post a copy of the claim form (N1) after removing your name and address and the claim number.

      Have you acknowledged service of the claim? If not do so asap online at the MCOL site, instructions are on the form.
      State intention to defend in full Do Not enter anything in defence at this stage.

      Also please give us details/history of the debt, then we can take the first steps .

      What type of account was this, loan, secured loan, HP?

      nem
      • 1 thank

      Comment

      • #4
        Re: Small claims Cabot/Welcome Finance in Scotland

        Originally posted by Murfysdad View Post
        I have received a small claims claim against me from Cabot Financial/Welcome Finance.
        Would I be right in thinking this claim is in the Scottish legal system judging by the title of your thread?

        Have you received a citation?

        If so the legal procedure is completely different from the English system. This is how things work for the Small Claims Court in Scotland:

        https://www.scotcourts.gov.uk/rules-...ll-claim-rules

        Di
        • 1 thank

        Comment

        • #5
          Re: Small claims Cabot/Welcome Finance in Scotland

          Originally posted by Diana M View Post
          Would I be right in thinking this claim is in the Scottish legal system judging by the title of your thread?

          Have you received a citation?

          If so the legal procedure is completely different from the English system. This is how things work for the Small Claims Court in Scotland:

          https://www.scotcourts.gov.uk/rules-...ll-claim-rules

          Di
          Good spot, I think my eyes might have been deceiving me as I was certain it did not say Scotland
          If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
          - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
          LEGAL DISCLAIMER
          Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.
          • 1 thank

          Comment

          • #6
            Re: Small claims Cabot/Welcome Finance in Scotland

            Originally posted by R0b View Post
            Good spot, I think my eyes might have been deceiving me as I was certain it did not say Scotland
            We've been dealing with some Scottish CCA claims recently so I've always got my antenna up

            Di
            • 1 thank

            Comment

            • #7
              Re: Small claims Cabot/Welcome Finance in Scotland

              Hi, thanks for the reply.
              I have received a form 1a Small claims summons, claim for payment of money.
              I need as much help as I can as I'm panicking about this.
              Thanks

              Comment

              • #8
                Re: Small claims Cabot/Welcome Finance in Scotland

                Please answer the questions R0b has asked in post #2

                nem

                Comment

                • #9
                  Re: Small claims Cabot/Welcome Finance in Scotland

                  If it is a claim regarding yes car credit i am an ex employee of YCC and looking to progress a class action against them

                  Comment

                  • #10
                    Re: Small claims Cabot/Welcome Finance in Scotland

                    Hi nemesis
                    I did a post with all the details of the claim from the summons to Rob. I can find it on a thread but not at this bit.

                    Comment

                    • #11
                      Re: Small claims Cabot/Welcome Finance in Scotland

                      I have also taken photos but can't get them to upload on here. Argh

                      - - - Updated - - -

                      Hi Rob
                      Did you receive the details of my claim as I can't seem to find it on this part of the thread ?

                      Comment

                      • #12
                        Re: Small claims Cabot/Welcome Finance in Scotland

                        do you mean this? if you go to www.postimage.org, upload your photo and give the thumbnail link

                        I have just received a small claims summons from Cabot Financial and I'm looking for as much help in dealing with this as possible.
                        It states "on or around 11th May 2004 Welcome Finance entered into a loan agreement (the Agreement) within the meaning of Section 189(1) of the consumer credit Act 1974 (the "1974" Act) with the defender in respect of loan reference number 1250077. Welcome Finance granted the defender credit on this account subject to the defender maintaining an agreed repayment plan. On 10 th October 2012 the defender defaulted in payment on the agreement. On 25th June 2013, Welcome Finance assigned the debt to Cabot Financial (uk) Limited. The last payment to account was made on 15tg May 2012.

                        The defender has not maintained the agreed repayments. There remains a balance outstanding due and resting owing to the Pursuers by the Defender as at 18th August 2016 of £2,873.55 which is the sum sued for.

                        Any help of what to do would be greatly appreciated.
                        Thanks
                        If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
                        - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
                        LEGAL DISCLAIMER
                        Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

                        Comment

                        • #13
                          Re: Small claims Cabot/Welcome Finance in Scotland

                          I can see it on my end. It comes up on post 672041 if that helps everyone.

                          - - - Updated - - -

                          Yes. Is that the details that Nemesis is looking for ?
                          Thanks

                          - - - Updated - - -

                          I'm sorry for sounding daft. I've uploaded the photos on postimage what do I add as the thumbnail ?

                          Comment

                          • #14
                            Re: Small claims Cabot/Welcome Finance in Scotland

                            I can't even remember what it was for.

                            Comment

                            • #15
                              Re: Small claims Cabot/Welcome Finance in Scotland

                              Originally posted by Murfysdad View Post
                              I have received a form 1a Small claims summons
                              What are the return and hearing dates on the Form 1a?

                              Would the solicitors be Shoosmiths by any chance? They've been issuing a lot recently.

                              Di

                              Comment

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