Money claim by Lowell portfolio LTD

[Kati]

Re: Money claim by Lowell portfolio LTD

got it (finally xx) [MENTION=55034]nemesis45[/MENTION] [MENTION=87380]Diana M[/MENTION] [MENTION=6]Amethyst[/MENTION] [MENTION=2]Celestine[/MENTION]

[Joanna C]

Re: Money claim by Lowell portfolio LTD

This is a letter from Lowells informing you of the monthly payments due to be paid under the court order. If you can't afford them you can make an application to the court to vary the amount.

[Shelly85]

Re: Money claim by Lowell portfolio LTD

Ok so should I call them to make arrangements for the monthly payment. The only problem is I said I would if there were was no ccj and there clearly states there is on this letter. Also the amount I owed has gone up. It's ridiculous I shouldn't have to pay all that. They are adding on court fees when they know full well I do not live in the country and just going through with all the court orders knowing I'm not there please what should I do. Thanks x

[Kati]

Re: Money claim by Lowell portfolio LTD

[MENTION=6]Amethyst[/MENTION] [MENTION=7765]Joanna C[/MENTION] [MENTION=87380]Diana M[/MENTION] xx

[Amethyst]

Re: Money claim by Lowell portfolio LTD

As you have a CCJ now you need to apply to the court to vary the installment amount ( the judgment seems to be a forthwith payment order - even though Lowell have stated installment amount - it is for the full judgment amount)

If you can do a lump sum of any amount it might be worth asking Lowell to accept that as a full and final - but it's difficult after a CCJ has been awarded. Otherwise you need to have a read here http://legalbeagles.info/forums/show...249#post432249

Use form N245 to ask for a varied order.

Fill in all the details about your income and spending. Remember to write in the amount you can afford to pay.

You will have to pay a fee to apply for a varied order. You can find out how much you will have to pay from the ‘EX50 Civil and family court fees’ leaflet. You can find out if you can get a fee remission on leaflet EX160.

Keep a copy and send the form and fee to the court. The court will send the form to the claimant, who will decide whether to accept your offer of payment.

If the claimant accepts your offer, the court will make an order for the instalments you agreed to pay.

If the claimant does not accept your offer, the court will look at the information you gave and tell you how much to pay and when.

If you still do not think you can afford to pay, you can ask the court to 'reconsider' the order.

Write to the court within 16 days of the postmark on the varied order. Give your reasons why you don't think you can pay the amount the court has ordered you to pay. The court will arrange a private hearing for you and the claimant to discuss, with the district judge, your payments. If judgment was not made in your local court hearing centre, the case will automatically be transferred there before the hearing is arranged.

You will be told when to come to court. You should go to this hearing.


If you suddenly have no income and you can't pay anything towards the judgment, you can ask the court for permission to stop payment temporarily. This is called a 'stay of judgment or execution'.

Fill in form N244 (application form) to ask for a stay of judgment, giving your reasons. You will have to pay a fee to apply for a stay of judgment or execution.

**************************************************