Lowell Vs Tallulla

[nemesis45]

Re: Lowell Vs Tallulla

Just realised I posted this on a different thread instead of this one it relates to so I'll post it here too
I have received a letter off Lowell today which has a copy of their direct questionnaire but I haven't received one for myself to fill in and when I log into MCOL it doesn't say any have been sent out.
I have phoned the courts and they have said they haven't sent any direct questions and to ignore it as it hasn't come from them and the other side have until 17th (sunday) to contact to the court.
I have had no response to any of the letters sent requesting paperwork

Good morning,

Did this" DQ " come from Lowell Solicitors? Does it look like a genuine court form?

Sounds like an abuse of process probably a phising trip to gain some information from you.

You can complain to Lowell about this and most certainly note it in your WS.

nem

[Tallullatrotter]

Re: Lowell Vs Tallulla

It came from lowell solicitors, there was a standard lowell letter with how much I owe and a copy of their own DQ with them ticking "yes" to mediation but the courts have said they haven't sent any DQ out at all, I thought maybe mine was lost but court says no I won't receive one yet because Lowell still haven't responded to my defence, they have until this sunday. When it gets to WS I will include it in it

[Amethyst]

Re: Lowell Vs Tallulla

This has happened a few times this week, so don't be worrying just wait to hear from the court.

[Tallullatrotter]

Re: Lowell Vs Tallulla

Mcol has updated today to say a DQ has been sent to me today (20th) and also the claiment has filed their DQ today so the one they sent me was genuine but they sent it before any had even been sent out

[Tallullatrotter]

Re: Lowell Vs Tallulla

Received a letter from Lowell solictitors saying

Thank you for your letter.

Please be advised that your account is a Telecommunications account and it is not regulated by the consumer credit act 1974. Therefore our client is not obliged to provide you with a copy of the agreement.

In the meantime we are able to provide that the agreement started on 12th April 2012 which defaulted on 25th April 2015 with a default balance of £***. The last payment was received on the 22nd October 2014 for £**.**

Please note that as the documents have now been provided to you, our client expects you to contact our offices with your proposal for repayment of the outstanding balance. Should we fail to hear from you, we will proceed with legal action.

[Tallullatrotter]

Re: Lowell Vs Tallulla

I am due to have mediation on monday so I'm trying to do an income & expenture but I still don't know what income to put down, do I put husbands ESA, Disability & works insurance policy.
If I only put my income down it's only £500 a month (carers, child tax & child benefit)

[nemesis45]

Re: Lowell Vs Tallulla

I am due to have mediation on monday so I'm trying to do an income & expenture but I still don't know what income to put down, do I put husbands ESA, Disability & works insurance policy.
If I only put my income down it's only £500 a month (carers, child tax & child benefit)

If it's your debt alone only your income is relevant .

nem

[Tallullatrotter]

Re: Lowell Vs Tallulla

Thank you, yes it's my debt alone.
The problem I have Lowell own 4 of my newish debts, if I have £40 a month spare they are going to want that for this debt and then take me to court for the other 3, should I contact them direct and tell them I have this to go over all 4 accounts