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County Court Claim, Egg to Barclays to PRA

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  • #31
    Re: County Court Claim, Egg to Barclays to PRA

    Originally posted by Amethyst View Post
    There's two claims.

    One is the EGG claim.

    This one is the MSDW claim.

    (both claims just say Barclays, presumably as Barclays owns Egg and MS(DW))

    The MSDW claim application form - incomplete as it refers to terms they haven't provided. - but does appear to be the correct agreement to the claim.

    the Bank One Visa transfer isn't really relevant - just when you applied for MSDW card you asked to transfer your balance from Bank One onto your MSDW card.
    Thanks Sharon, i was confused but now its all clear
    I work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.

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    • #32
      Re: County Court Claim, Egg to Barclays to PRA

      Both claims were Egg then Barclays, so the MSDW claim has been through Egg after MSDW, and before Barclays.

      I was unaware that one of the Egg accounts had further history until receiving the CCA.

      Should I have proof of assignment through each provider?

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      • #33
        Re: County Court Claim, Egg to Barclays to PRA

        So, can the fact that MSDW changed to Egg be used in my defence, or is there no case?

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        • #34
          Re: County Court Claim, Egg to Barclays to PRA

          MSDW was the original creditor - and they have supplied that agreement ( although incomplete)

          They should also supply the terms as they were at the point the account closed - so probably Barclays terms

          Then the assignments from MSDW to Egg to Barclays to PRA.

          The Default Notice from Barclays also.
          #staysafestayhome

          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

          Received a Court Claim? Read >>>>> First Steps

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          SHORTCUTS


          First Steps
          Check dates
          Income/Expenditure
          Acknowledge Claim
          CCA Request
          CPR 31.14 Request
          Subject Access Request Letter
          Example Defence
          Set Aside Application
          Directions Questionnaire



          If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




          NOTE: If you receive a court claim note these dates in your calendar ...
          Acknowledge Claim - within 14 days from Service

          Defend Claim - within 28 days from Service (IF you acknowledged in time)

          If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



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