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Judgment of Claiment (in default)

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  • #16
    Re: Judgment of Claiment (in default)

    the only thing showing up on there is this court judgment... nothing else, is that correct?

    Comment


    • #17
      Re: Judgment of Claiment (in default)

      Originally posted by Fitzy4321 View Post
      the only thing showing up on there is this court judgment... nothing else, is that correct?
      Emm I hoped there might be some historical data.

      It's difficult to plan for a set aside without knowing the details of the original debt Fitzy, any more thoughts on the 3mobile account? £925 + seems high for a mobile account even with a hefty cancellation fee or something similar.

      How do you feel about writing to Lowell stating that you have just discovered the CCJ and have no idea what the original debt was? I can help with a draft if needed.

      nem

      Comment


      • #18
        Re: Judgment of Claiment (in default)

        this is the 3mobile account that's going through court, I got that out of Lowell earlier when I spoke to them! not sure if I write to them I don't want to acknowledge the debt as it will reset it if it is statute barred! I also told them I didn't receive no claim pack because it never arrived in the post, I don't think writing to Lowell will do anything as the court have made a decision with the above attachment. I'm worried as iv only got until the 23rd April to make £50 payment

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        • #19
          Re: Judgment of Claiment (in default)

          Originally posted by Fitzy4321 View Post
          this is the 3mobile account that's going through court, I got that out of Lowell earlier when I spoke to them! not sure if I write to them I don't want to acknowledge the debt as it will reset it if it is statute barred! I also told them I didn't receive no claim pack because it never arrived in the post, I don't think writing to Lowell will do anything as the court have made a decision with the above attachment. I'm worried as iv only got until the 23rd April to make £50 payment
          Hello Fitzy a County Court Claim stops the six year clock on the date it's issued.

          All you want to know is what the debt was if you don't know what the alleged debt was then you cannot be expected to respond to judgement, there is no impact on statute barred status just a request for information, don't want you paying for a debt that possibly may not be yours.

          nem

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          • #20
            Re: Judgment of Claiment (in default)

            ok that makes sense, not sure what to do sorry for being so useless! thank you aswell for being patient and pointing me in some sort of direction

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            • #21
              Re: Judgment of Claiment (in default)

              Originally posted by Fitzy4321 View Post
              ok that makes sense, not sure what to do sorry for being so useless! thank you aswell for being patient and pointing me in some sort of direction
              It's the whole point of being just to help if one can!
              I will put together a draft letter for you to send to Lowell so at least we can be sure what has to dealt with.

              I'll tag you when I've done it.

              nem

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              • #22
                Re: Judgment of Claiment (in default)

                thank you so much, once iv completed it and printed it shall I send it recorded post?

                Comment


                • #23
                  Re: Judgment of Claiment (in default)

                  Originally posted by Fitzy4321 View Post
                  thank you so much, once iv completed it and printed it shall I send it recorded post?
                  Signed for post then check and print off delivery date and signature.

                  nem

                  Comment


                  • #24
                    Re: Judgment of Claiment (in default)

                    Originally posted by nemesis45 View Post
                    Signed for post then check and print off delivery date and signature.

                    nem
                    hi nem
                    did you manage to put a draft together for me? I also received a letter from Lowell Solicitors today would you like to see this minus the personal details?
                    many thanks
                    Fitzy

                    Comment


                    • #25
                      Re: Judgment of Claiment (in default)

                      Originally posted by Fitzy4321 View Post
                      hi nem
                      did you manage to put a draft together for me? I also received a letter from Lowell Solicitors today would you like to see this minus the personal details?
                      many thanks
                      Fitzy
                      Yes please been hectic today got a list of follow ups for this evening including yours.

                      nem

                      Comment

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                      SHORTCUTS


                      First Steps
                      Check dates
                      Income/Expenditure
                      Acknowledge Claim
                      CCA Request
                      CPR 31.14 Request
                      Subject Access Request Letter
                      Example Defence
                      Set Aside Application
                      Directions Questionnaire



                      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                      NOTE: If you receive a court claim note these dates in your calendar ...
                      Acknowledge Claim - within 14 days from Service

                      Defend Claim - within 28 days from Service (IF you acknowledged in time)

                      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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