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Court Claim - 1st Credit / Barclaycard (from Egg) - 27-11-2015
Hi there. I have been using this site to help me deal with a claim to this point but am now at the point where I'm less confident as to next steps.
Here is the details of the claim:
The claimant claims the sum of £11,374.09 for debt + interest. On 13/07/2006 the defendant entered into an agreement with Barclays Bank PLC t/a/Barclaycard for a credit card inder reference xxxx. On 29/01/2015 the defendant defaulted on the agreement with an outstanding balance of £10,769.69. On 19/03/15 the debt og £10,769.69 was assigned to 1st Credit (Finance) Ltd. Notice of Assignment was sent to the defendant in accordance with s136 Law of Property Act 1925.
AND THE CLAIMANT CLAIMS
1. The sum of £10,769.69
2. Statutory interest pursuant to Section 69 of the County Courts Act 1984 at a rate of 8.00% per annum from 27/3/15 to 26/11/15 £577.40, and thereafter at a daily rate of £2.37 until judgement or sooner payment.
And here is the history thus far:
9th December 2015: CCA/CPR Requests sent to 1st Credit and Judge & Priestley (initial legal firm). Request sent with £1 postal order.
11th December 2015: Judge & Priestley respond to CCA/CPR acknowledging receipt. "Please note that whilst you await documentation, your file with be placed on hold. You are not required to respond to the claim form until the requested documents have been received."
15th December 2015: Acknowledgment of Service
21st December 2015: 1st Credit respond to CCA/CPR request acknowledging request. "We confirm that we have requested this from the orignal creditor and will forward this to you once we are in receipt of the same. In the interim we can confirm that no further action will be taken against you in respect of this matter by us, or our solicitors Judge and Priestley, until the credit agreement has been provided to you."
21st December 2015: Defense submitted
6th January 2016: 1st Credit change legal team from Judge and Priestley to themselves.
25th January 2016: Notice of proposed allocation to the fast track.
27th January 2016: Letter from 1st Credit containing draft directions, and notice of assignment of debt from Barclaycard.
So I am now at the point of completing the Directions Questionaire and drafting proposed directions. I have these ready to go but am feeling unconfident that I'm doing things correctly so any advice would be greatly appreciated.
I have attached all correspondance thus far and my proposed directions questionnaire and draft directions.
Please shout with any questions and thanks in advance for any advice / help provided.
Hi there. I have been using this site to help me deal with a claim to this point but am now at the point where I'm less confident as to next steps.
Here is the details of the claim:
The claimant claims the sum of £11,374.09 for debt + interest. On 13/07/2006 the defendant entered into an agreement with Barclays Bank PLC t/a/Barclaycard for a credit card inder reference xxxx. On 29/01/2015 the defendant defaulted on the agreement with an outstanding balance of £10,769.69. On 19/03/15 the debt og £10,769.69 was assigned to 1st Credit (Finance) Ltd. Notice of Assignment was sent to the defendant in accordance with s136 Law of Property Act 1925.
AND THE CLAIMANT CLAIMS
1. The sum of £10,769.69
2. Statutory interest pursuant to Section 69 of the County Courts Act 1984 at a rate of 8.00% per annum from 27/3/15 to 26/11/15 £577.40, and thereafter at a daily rate of £2.37 until judgement or sooner payment.
And here is the history thus far:
9th December 2015: CCA/CPR Requests sent to 1st Credit and Judge & Priestley (initial legal firm). Request sent with £1 postal order.
11th December 2015: Judge & Priestley respond to CCA/CPR acknowledging receipt. "Please note that whilst you await documentation, your file with be placed on hold. You are not required to respond to the claim form until the requested documents have been received."
15th December 2015: Acknowledgment of Service
21st December 2015: 1st Credit respond to CCA/CPR request acknowledging request. "We confirm that we have requested this from the orignal creditor and will forward this to you once we are in receipt of the same. In the interim we can confirm that no further action will be taken against you in respect of this matter by us, or our solicitors Judge and Priestley, until the credit agreement has been provided to you."
21st December 2015: Defense submitted
6th January 2016: 1st Credit change legal team from Judge and Priestley to themselves.
25th January 2016: Notice of proposed allocation to the fast track.
27th January 2016: Letter from 1st Credit containing draft directions, and notice of assignment of debt from Barclaycard.
So I am now at the point of completing the Directions Questionaire and drafting proposed directions. I have these ready to go but am feeling unconfident that I'm doing things correctly so any advice would be greatly appreciated.
I have attached all correspondance thus far and my proposed directions questionnaire and draft directions.
Please shout with any questions and thanks in advance for any advice / help provided.
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