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Cabot/Mortimer Clarke vs Racom

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  • Cabot/Mortimer Clarke vs Racom

    Hi guys,

    Great forum you have here.

    My issue is not massively different to many of the others who are posting here.

    I received a county court letter dated 8th Jan 2016 (didn't receive it until the 16th, and I didn't physically see it until a few days after).

    This is for a Capital One credit card that I was unable to pay - defaulted in mid-2011. The particulars of the claim, to summarise, reads, "Agreement between Cap One defendant on or around Dec 2010, defendant failed to pay and agreement was terminated, agreement was assigned to the claimant. Claimant is claiming £300ish (three-hundred).

    I have since written a CCA request - I presume this is to go to Cabot? I have also drafted the CPR request which I presume goes to Mortimer Clarke? Is the £1 postal order only to be accompanied with the CCA letter, and not the CPR?

    I have already acknowledged this online (done yesterday - 13 days after the date on their letter) with intend to defend, My letter does not indicate a court date or anything, so I am just wondering what the next steps are? What normally happens/should happen from here?

    Thanks for your help in advance.
    Tags: None

  • #2
    Re: Cabot/Mortimer Clarke vs Racom

    Hi,

    yes CCA request to Carboot with £1 fee, cpr31.`4 to the solicitors (no fee).

    Court date comes quite some time later in the process.
    What is your intended defence?

    nem

    Comment


    • #3
      Re: Cabot/Mortimer Clarke vs Racom

      Hi,

      Thanks for the reply.

      I'm not sure really. My main concern at this point in time is the legitimacy of it all. Just found the whole thing rather shady because there were no 'real' documentation provided.

      If they are able to provide the agreement and everything seems above board, is it safe to say I am better off just paying it?

      Thanks

      Comment


      • #4
        Re: Cabot/Mortimer Clarke vs Racom

        Quick question - did you get proof of posting for the CCA /CPR letters?
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb


        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.


        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #5
          Re: Cabot/Mortimer Clarke vs Racom

          I haven't sent them yet, Will do both by recorded delivery tomorrow.

          Comment


          • #6
            Re: Cabot/Mortimer Clarke vs Racom

            Hi guys,

            Can anybody confirm whether I am going about this the right way based on the info above?

            Thanks in advance.

            Comment

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            SHORTCUTS


            First Steps
            Check dates
            Income/Expenditure
            Acknowledge Claim
            CCA Request
            CPR 31.14 Request
            Subject Access Request Letter
            Example Defence
            Set Aside Application
            Directions Questionnaire



            If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





            NOTE: If you receive a court claim note these dates in your calendar ...
            Acknowledge Claim - within 14 days from Service

            Defend Claim - within 28 days from Service (IF you acknowledged in time)

            If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




            We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
            If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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