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Unknown CCJ

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  • #76
    Re: Unknown CCJ

    Hello Nem,

    Received the letter just before new year. However it's from Bryan carter not Lowells. Although debt is with Lowells.

    Shall I send the letter to Lowell?

    Also on the phone the person I spoke to said that the ccj wouldn't be set aside only satisfied which is not what I want. Any advice before I post?

    Thanks

    Comment

    • #77
      Re: Unknown CCJ

      lowells own debt, Carter is solicitors they use

      Comment

      • #78
        Re: Unknown CCJ

        So who should the letter go to?

        Comment

        • #79
          Re: Unknown CCJ

          Hello

          So I posted the letters a few week back, one to Lowell and one to Brian Carter. Received a response from Lowell saying the account wasn't owned by then. This weekend I received a letter from Lowell solicitors saying they have taken over the account from Brian carter.

          They have rejected my settlement (Which they had offered in the first place) and also said they will not set aside. They also mention that I need to start paying the £50 monthly payment.

          Is there any chance I could still get this set aside on the below....

          1.Thought was statute barred so never thought to update address.

          2. I've tried to settle but been rejected.

          3. If I'd known about the court letters I would of replied.

          4. Initial loan was around 4K not 6k.

          Was saving for a mortgage with my wife and this has really been a kick in the teeth.

          Any help appreciated.

          Comment

          • #80
            Re: Unknown CCJ

            Originally posted by lpd79 View Post
            Hello

            So I posted the letters a few week back, one to Lowell and one to Brian Carter. Received a response from Lowell saying the account wasn't owned by then. This weekend I received a letter from Lowell solicitors saying they have taken over the account from Brian carter.

            They have rejected my settlement (Which they had offered in the first place) and also said they will not set aside. They also mention that I need to start paying the £50 monthly payment.

            Is there any chance I could still get this set aside on the below....

            1.Thought was statute barred so never thought to update address.

            2. I've tried to settle but been rejected.

            3. If I'd known about the court letters I would of replied.

            4. Initial loan was around 4K not 6k.

            Was saving for a mortgage with my wife and this has really been a kick in the teeth.

            Any help appreciated.
            Hello LPD,

            Please for clarity post a copy of Lowell's letter showing that the say they don't own the debt. Remove your name and Address.

            nem

            Comment

            • #81
              Re: Unknown CCJ

              Originally posted by nemesis45 View Post
              Hello LPD,

              Please for clarity post a copy of Lowell's letter showing that the say they don't own the debt. Remove your name and Address.

              nem
              Thanks I'll post both letters tomorrow morning.
              • 2 likes

              Comment

              • #82
                Re: Unknown CCJ

                Originally posted by lpd79 View Post
                Thanks I'll post both letters tomorrow morning.
                Thank you!

                nem
                • 1 thank

                Comment

                • #83
                  Re: Unknown CCJ

                  2 attachment letters
                  Attached Files

                  Comment

                  • #84
                    Re: Unknown CCJ

                    [MENTION=55034]nemesis45[/MENTION]
                    CAVEAT LECTOR

                    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb

                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.

                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick

                    Comment

                    • #85
                      Re: Unknown CCJ

                      Originally posted by lpd79 View Post
                      2 attachment letters
                      OK the Lowell letter states only that they are unable to trace an account with the specific number quoted by you I presume?

                      Which of the two debts shown is relevant to the number in Lowell's letter?

                      You need to weigh up the cost of an application now court costs have risen the outline for set aside that you have posted here is " chancy " in my opinion.

                      nem
                      • 1 thank

                      Comment

                      • #86
                        Re: Unknown CCJ

                        Originally posted by lpd79 View Post
                        Hello

                        So I posted the letters a few week back, one to Lowell and one to Brian Carter. Received a response from Lowell saying the account wasn't owned by then. This weekend I received a letter from Lowell solicitors saying they have taken over the account from Brian carter.

                        They have rejected my settlement (Which they had offered in the first place) and also said they will not set aside. They also mention that I need to start paying the £50 monthly payment.

                        Is there any chance I could still get this set aside on the below....

                        1.Thought was statute barred so never thought to update address.

                        2. I've tried to settle but been rejected.

                        3. If I'd known about the court letters I would of replied.

                        4. Initial loan was around 4K not 6k.

                        Was saving for a mortgage with my wife and this has really been a kick in the teeth.

                        Any help appreciated.
                        How did you attempt to settle? (Phone, email, land mail?) & when?
                        CAVEAT LECTOR

                        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                        You and I do not see things as they are. We see things as we are.
                        Cohen, Herb

                        There is danger when a man throws his tongue into high gear before he
                        gets his brain a-going.
                        Phelps, C. C.

                        "They couldn't hit an elephant at this distance!"
                        The last words of John Sedgwick
                        • 1 thank

                        Comment

                        • #87
                          Re: Unknown CCJ

                          Originally posted by nemesis45 View Post
                          OK the Lowell letter states only that they are unable to trace an account with the specific number quoted by you I presume?

                          Which of the two debts shown is relevant to the number in Lowell's letter?

                          You need to weigh up the cost of an application now court costs have risen the outline for set aside that you have posted here is " chancy " in my opinion.

                          nem
                          Its neither of those debts. Lowell say they are the only 2 in my name.

                          - - - Updated - - -

                          Originally posted by charitynjw View Post
                          How did you attempt to settle? (Phone, email, land mail?) & when?
                          Letter by recorded post. Beginning of March.

                          Comment

                          • #88
                            Re: Unknown CCJ

                            Originally posted by lpd79 View Post
                            Its neither of those debts. Lowell say they are the only 2 in my name.

                            - - - Updated - - -


                            Letter by recorded post. Beginning of March.
                            Was it 'without prejudice'?
                            CAVEAT LECTOR

                            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                            You and I do not see things as they are. We see things as we are.
                            Cohen, Herb

                            There is danger when a man throws his tongue into high gear before he
                            gets his brain a-going.
                            Phelps, C. C.

                            "They couldn't hit an elephant at this distance!"
                            The last words of John Sedgwick

                            Comment

                            • #89
                              Re: Unknown CCJ

                              Originally posted by charitynjw View Post
                              Was it 'without prejudice'?
                              Im not sure it did say that. It was from a template Nemesis sent me.

                              Am i just going to have to suck this up and start paying?

                              Comment

                              • #90
                                Re: Unknown CCJ

                                I'll give [MENTION=55034]nemesis45[/MENTION] a nudge
                                CAVEAT LECTOR

                                This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                                You and I do not see things as they are. We see things as we are.
                                Cohen, Herb

                                There is danger when a man throws his tongue into high gear before he
                                gets his brain a-going.
                                Phelps, C. C.

                                "They couldn't hit an elephant at this distance!"
                                The last words of John Sedgwick

                                Comment

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