Re: Court Claim - HPH2 LTD / Santander - 15-6-2015
- no, but will have a look
Originally posted by jon1965
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I am sorry but I also believe that you are out of time to counter claim, SOL applies to your claim as well. I know there are exceptions but it all costs money.
The way you explained it doesn't make sense to me, at some point you opened the account with a 0 balance , at the end it was -£1887 therefore you spent £1887 of the banks money. Regardless of if they withdrew the OD or not you would still owe them that money . - in my case should be spend £887 of my own money and then -£1000 of the bank, however it was always minus.
I understand why you feel it unfair that they reduced your OD but banks can and do that, credit card companies also reduce credit limits if they think it necessary.
Have you by any chance been looking at info that suggests that banks create money and it doesn't really exist?
http://www.fsa.gov.uk/Pages/Doing/Re...bs/index.shtml Banking code came into force 1st Nov 2009 the previous version of 2008 was voluntary
The way you explained it doesn't make sense to me, at some point you opened the account with a 0 balance , at the end it was -£1887 therefore you spent £1887 of the banks money. Regardless of if they withdrew the OD or not you would still owe them that money . - in my case should be spend £887 of my own money and then -£1000 of the bank, however it was always minus.
I understand why you feel it unfair that they reduced your OD but banks can and do that, credit card companies also reduce credit limits if they think it necessary.
Have you by any chance been looking at info that suggests that banks create money and it doesn't really exist?
http://www.fsa.gov.uk/Pages/Doing/Re...bs/index.shtml Banking code came into force 1st Nov 2009 the previous version of 2008 was voluntary
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