Hi all.
Just posting for some advice please.
I recieved through the post a Warrant of control from local county court. The creditor is Lowell Portfolio 1 ltd for £816.57.
I phoned the company and they say it is from a three mobile phone contract. I last had contact with three mobile in 2005. Lowell said I paid them a cheque of £1 in 2010. This is untrue as i have never had a cheque book, however i have looked at my bank statements just incase i was going mad and no payment was made to lowell.
i have many questions about this but my cab closed and solicitors have no appointments and i am in somewhat of a rush to put in to the court to get this set aside. so here i go.
1. Am i right in thinking that i need to put in a N244 form to the court to get the ccj set aside?
2. What is the legality of recieving the warrant as i did not recieve a ccj or any paperwork surrounding it.
3. Is the ccj legal if the debt was statue barred?
4. Can the county court baliffs forceably remove my property as i am disputing the debt?
5. Can i try to recover costs from Lowell for the court fee and the wages i will lose from attending court?
6. Do i have to have a solicitor deal with this for me or is it quite a simple process getting the ccj set aside? As the only one working and five children to support things are slightly tight financially.
7. Should i phone the police/trading standards FSA against Lowell re the Section 2, Fraud act 2006 fraud by false representation and saying i paid towards and acknowledged the debt when i didnt?
Many thanks in advance for your help
Just posting for some advice please.
I recieved through the post a Warrant of control from local county court. The creditor is Lowell Portfolio 1 ltd for £816.57.
I phoned the company and they say it is from a three mobile phone contract. I last had contact with three mobile in 2005. Lowell said I paid them a cheque of £1 in 2010. This is untrue as i have never had a cheque book, however i have looked at my bank statements just incase i was going mad and no payment was made to lowell.
i have many questions about this but my cab closed and solicitors have no appointments and i am in somewhat of a rush to put in to the court to get this set aside. so here i go.
1. Am i right in thinking that i need to put in a N244 form to the court to get the ccj set aside?
2. What is the legality of recieving the warrant as i did not recieve a ccj or any paperwork surrounding it.
3. Is the ccj legal if the debt was statue barred?
4. Can the county court baliffs forceably remove my property as i am disputing the debt?
5. Can i try to recover costs from Lowell for the court fee and the wages i will lose from attending court?
6. Do i have to have a solicitor deal with this for me or is it quite a simple process getting the ccj set aside? As the only one working and five children to support things are slightly tight financially.
7. Should i phone the police/trading standards FSA against Lowell re the Section 2, Fraud act 2006 fraud by false representation and saying i paid towards and acknowledged the debt when i didnt?
Many thanks in advance for your help
Comment