Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Thank you again for responding to my question so quickly ....I left it blank and Lowell returned it to me but there was no urgent mention of paying the statutory fee on the letter just that they trying to get the original CCA again no mention paying it. So should I just leave it alone I am safe:tinysmile_hmm_t2: at the moment from Lowell.

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi, I have just received the questionnaire form any help on how to fill the form in would be a great help.

[FlamingParrot]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi, I have just received the questionnaire form any help on how to fill the form in would be a great help.

What questionnaire is that? The N180 - allocation to small claims?

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Yes Thats right N180 - small tracks:tinysmile_grin_t: if would help with how to fill the form in and also what happens after I have it sent off. Thank you.

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Yes Thats right N180 - small tracks:tinysmile_grin_t: if would help with how to fill the form in and also what happens after I have it sent off. Thank you.

Answer yes to Small Claims Track.
If the forms says " the claim is suitable for mediation" answer yes.

Once this has been sent in the court will issue further form " directions questionnaire" for you to
complete.
Has you CCA request come through yet?

Start preparing your defence,.

[FlamingParrot]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Yes Thats right N180 - small tracks:tinysmile_grin_t: if would help with how to fill the form in and also what happens after I have it sent off. Thank you.

Mediation takes place over the phone and if you haven't got any documents by then, the mediators will probably just say it can't go ahead but it's always a good idea to tick the box.
You need to provide details of your local court under D1 and any dates you won't be available for a hearing (i.e. booked holidays) under D4. No need for expert evidence, only one witness under D3 (yourself) and you don't need an interpreter.

Once you both parties return the forms, the court will give directions, including the requirement to provide the documents they intend to rely on at least 14 days before the hearing date. :ranger:

Start preparing your defence,.

If the claim has progressed to the allocation stage, a defence would have already been submitted. :typing:

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Mediation takes place over the phone and if you haven't got any documents by then, the mediators will probably just say it can't go ahead but it's always a good idea to tick the box.
You need to provide details of your local court under D1 and any dates you won't be available for a hearing (i.e. booked holidays) under D4. No need for expert evidence, only one witness under D3 (yourself) and you don't need an interpreter.

Once you both parties return the forms, the court will give directions, including the requirement to provide the documents they intend to rely on at least 14 days before the hearing date. :ranger:



**If the claim has progressed to the allocation stage, a defence would have already been submitted. :typing:

**
Of course you are right for once!!

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi, No sign of CCA they have not sent nothing nil.:clap2::clap2:...When you say preparing for my defence do you mean what i have already submitted to the court right and the document i have in possession so far....thank you for your help it mean allot to me.

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi, No sign of CCA they have not sent nothing nil.:clap2::clap2:...When you say preparing for my defence do you mean what i have already submitted to the court right and the document i have in possession so far....thank you for your help it mean allot to me.

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi, No sign of CCA they have not sent nothing nil.:clap2::clap2:...When you say preparing for my defence do you mean what i have already submitted to the court right and the document i have in possession so far....thank you for your help it mean allot to me.

My apology I had meant to say any amendments required if the CCA is produced.

nem

[EXC]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Off topic posts removed.

[nemesis45]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Off topic posts removed.

Thank you, my apologies for responding!!

nem

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Hi I just got a letter from Carters saying that they did send a Notice of Assignment in around July 2013 and attached are the copies and they willing to settle the debt again should I just file this way and wait for the court direction to come:tinysmile_hmm_t2: throught...any help would be appreciate.

[FlamingParrot]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

Have they sent you anything else, such as the CCA? Looks like Mr Carter is developing a new strategy and sending letters asking people to settle, you have to wonder why if he's sure of winning in court... :confused2:

I'd be inclined to agree with your idea of filing the letter and waiting to hear from the court. :thumb:

[yhussain0786]

Re: Court Claim - lowell portfolio ltd / hbos plc - 14-5-2015

No Sign of CCA from Lowell:rain: