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Hi, ime new to this and would like some advise please, 2 days ago I received a court claim form from Lowell/Carter re shop direct account I have drafted a cca request to Lowell & also a CPR31.14 TO Carters along with a copy of the cca. Is there anything else I need to be doing ie do I need to go online and acknowledge the court papers, I am at a loss at the moment
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Re: Lowell/Bryan Carter Court Claim Form
Hi Polly I am in a very similar situation to you, I hope we both get this sorted. It looks like this website is very useful. -
Re: Lowell/Bryan Carter Court Claim Form
Yes it does rocky , maybe we can follow each others for help cause ime certainly in need of it
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Re: Lowell/Bryan Carter Court Claim Form
Hi Welcome to LB.
Have you acknowledged the claim? If not do so online keep a careful note of passwords etc. State intention to defend in full.
CPR 31.14 is specific for documents mentioned in the particulars of claim.
Please post a redacted copy of the claim form here and give us some history of the debt.
The date the account was opened?
The default date?
The date of the last payment or written acknowledgment of the debt.
CCA request £ 1 statutory fee payable, use cheque or postal order endorsed for " Statutory Fee Only" Lowell has 12 +2 Working Days to Comply. Failure to comply within the time limit means the debt is unenforceable until the agreement is provided.
Please clarify " CPR 31.14 to Carter ** along with a copy of the CCA**?
nem
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Hi Welcome to LB.
Have you acknowledged the claim? If not do so online keep a careful note of passwords etc. State intention to defend in full.
CPR 31.14 is specific for documents mentioned in the particulars of claim.
Please post a redacted copy of the claim form here and give us some history of the debt.
The date the account was opened?
The default date?
The date of the last payment or written acknowledgment of the debt.
CCA request £ 1 statutory fee payable, use cheque or postal order endorsed for " Statutory Fee Only" Lowell has 12 +2 Working Days to Comply. Failure to comply within the time limit means the debt is unenforceable until the agreement is provided.
Please clarify " CPR 31.14 to Carter ** along with a copy of the CCA**?
nemComment
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Re: Lowell/Bryan Carter Court Claim Form
Yes it does rocky , maybe we can follow each others for help cause ime certainly in need of it
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No I have not acknowledge the claim, how do I do that? please what is a redacted copy of the claim formComment
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Re: Lowell/Bryan Carter Court Claim Form
On the credit file it states Acc opened 4/10/2008
Default Date 7/2/2011, however the account no on the court form differs from that on the credit file (is this right?) I have taken a copu of the court claim form but am unable to upload it on hereComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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