bryan carter / lowells ,,, coop bank loan

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

im still waiting havent heard a thing , its now may 11 th :tinysmile_hmm_t2:

[nemesis45]

Re: bryan carter / lowells ,,, coop bank loan

Interlaken Lowell's, Red Debt Collections , Fredrickson all the same group headed by Interlaken.
Been like that for a while.
Any mention of Coop Bank?

nem

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

hi nem ,, no mention about co -op bank on my credit file , and havent heard a thing from either carters or lowells , they dident contest the sb defence ,, just offer to settle out of court . i dident bother to reply as there was nothing to settle , since then nothing

[nemesis45]

Re: bryan carter / lowells ,,, coop bank loan

Check with the court tomorrow I expect the claim is stayed, a s they have not responded to your defence.
If this is the case then you can apply for the claim to be struck out.
nem

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

hi , update ,, the case has not been withdrawn , carters have not come up with any substantive argument as to why it is not sb ,,, anyone know where i go from here ,, any ideas welcome :tinysmile_hmm_t2:

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

further update i am applying to the court to have the case struck out £ 150 ,, can i claim this back from lowell / carter . any advice gratefully accepted

[nemesis45]

Re: bryan carter / lowells ,,, coop bank loan

Give Carter/Lowell 7 calendar days notice of intention to apply for strike out.
They will either give in or the " creative mystery payment department" will spring into action.

nem

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

hi all , nem , quick update , carters are no longer instructed , not sure if it means lowells no longer wish to pursue it ,, im going ahead with strike out in court ,, will i be able to claim any of these expences back from carters / lowells ?

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

well , i have paid my £152 , carters have withdrawn , lowells sent letter saying they could not pursue me through court because of time elapsed ie 6 yrs , but would continue to ask for repayment , they had 2 weeks to pay £ 350 to continue in court , thats where we are if it helps anyone reading my saga ,

[FlamingParrot]

Re: bryan carter / lowells ,,, coop bank loan

well , i have paid my £152 , carters have withdrawn

That's excellent news! :high5: :high5:

Are you getting your costs?

lowells sent letter saying they could not pursue me through court because of time elapsed ie 6 yrs , but would continue to ask for repayment , they had 2 weeks to pay £ 350 to continue in court , thats where we are if it helps anyone reading my saga ,

That is wrong, the FCA says: https://fshandbook.info/FS/html/FCA/CONC/7/15

A firm must not continue to demand payment from a customer after the customer has stated that he will not be paying the debt because it is statute barred.

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

flaming parrot, thanks very much for the reply , my costs are considerable , i actualy sought advice from a solicitor at £200 + vat she dident think i could claim anything as it was small claims court ,, if you think otherwise i might play them at their own game , many thanks ,

[nemesis45]

Re: bryan carter / lowells ,,, coop bank loan

Hi Depdawg,

Carter Lowell can just be informed in writing in the following manner that the debt is stat barred.

To Andrew Bartle
COO Lowell Group.
date..................

Ref: Use Lowell/carters


Dear Mr Bartle,

I refer to a letter from Lowell dated xxxxxxxxxxx, in reference to an alleged debt for £................. which is statute barred, it has been noted that Lowell intends to press for payment of the statute barred debt.

I am sure that Lowell is fully aware of the FCA handbook and the section regarding the pursuit of statute barred debts once a "creditor" has been informed in writing that an alleged debtor has stated in writing that he will not be paying because the debt is statute barred.

I copy of this letter from Lowell is being forwarded to the FCA for information together with a comment on the fitness of Lowell to hold a consumer credit licence.

Use signed for post, to Lowell's HO don't use a PO BOX No. Just Ellington House, 9 Savannah Way, Leeds LS10 1AH.

It's no worth sending anything to " customer (dis) service at Lowell, they have no authority to do anything.

nem

[depdawg]

Re: bryan carter / lowells ,,, coop bank loan

ok , update ,, dident need to go to court , lowells dident pay up ,, judge ordered case discontinued , although i havent had that letter yet from lowells , thanks for the advice guys / gals , nem. very helpfull site

[nemesis45]

Re: bryan carter / lowells ,,, coop bank loan

ok , update ,, dident need to go to court , lowells dident pay up ,, judge ordered case discontinued , although i havent had that letter yet from lowells , thanks for the advice guys / gals , nem. very helpfull site

Good result, Lowell has failed to " pay up" fees a good few times recently!!

nem

[FlamingParrot]

Re: bryan carter / lowells ,,, coop bank loan

ok , update ,, dident need to go to court , lowells dident pay up ,, judge ordered case discontinued , although i havent had that letter yet from lowells , thanks for the advice guys / gals , nem. very helpfull site

Excellent news, looks like the Leeds Losers are discontinuing a few cases now. :high5:

This is fast becoming Lowell's Anthem, possibly shared with Cabot: https://www.youtube.com/watch?v=rY0WxgSXdEE :grin: :grin: :grin: