Statute barred tech help urgent !!!!

[labby1]

Re: Statute barred tech help urgent !!!!

Ah, maybe I misread that.

The money taken was paid to the credit card, but you got it reversed as it it was there in the current account to pay your mortgage?

So reversed on those ground etc under BOBS/FCA rules etc, as otherwise you would have been unable to meet essential commitments such as the mortgage.

correct! spot on

[labby1]

Re: Statute barred tech help urgent !!!!

Ok, the bank took money intended to pay your mortgage and paid it to the CC?
Is your mortgage with the same bank?

no, mortgae is with neither of these 2 companies

[labby1]

Re: Statute barred tech help urgent !!!!

I have now received my bank statement for this transaction. The credit company took £1500 pounds from my current account and credited my card with said amount. I recall phoning the bank and stating that I had not authorised this payment. Even though they are part of the same group the money was returned to my current account the following day. The bank statement refers to the transaction as " correction". The claimant is unaware of this and has described the payment as a bounced payment.

They have applied to have the stay lifted. So they took the money and returned it. I cant see how this can be classed as an action by myself. I believe this means my case is still statute barred.

Do you agree ?

When do I produce this evidence

[nemesis45]

Re: Statute barred tech help urgent !!!!

Your stance remains the same you did not authorise the payment and clearly it was acknowledged as an " error" in my opinion Statute Barred stands.

nem

[labby1]

Re: Statute barred tech help urgent !!!!

Your stance remains the same you did not authorise the payment and clearly it was acknowledged as an " error" in my opinion Statute Barred stands.

nem

Do i have to submit another defence. I presume I will receive some notification of the stay being lifted. Or can I ambush them with this in court.

I spent hours in the law library and can found nothing on a case like this!

[nemesis45]

Re: Statute barred tech help urgent !!!!

Keep in contact with the court then you can't be caught out.
I haven't had time to read back on the thread Labby is the defence sent filed on the basis of statute barred?

[labby1]

Re: Statute barred tech help urgent !!!!

correct until they through this payment up.

[nemesis45]

Re: Statute barred tech help urgent !!!!

correct until they through this payment up.

As said I think SB still applies Labby.


nem

[labby1]

Re: Statute barred tech help urgent !!!!

thanks all, i will report back in due course