Default Court Claim - Cabot / Barclaycard - 22-12-2014

[battleship]

Received a claim? Yes
Issue Date: 22-12-2014
Amount approx: 1489.14 (1339.14 + court fee: 70 + solicitors fee: 80)
Claimant: Cabot Financial (UK) Limited
Solicitor: Drydens Limited
Original Credit: Barclaycard

Particulars of Claim:
The Claimants claim is for the sum of 1489.14 under an agreement regulated by the Consumer Credit Act 1974, between the defendant and Barclaycard account number ******** and assigned to the Claimant on 15/02/2011, notice of which has been provided to the defendant. The defendant has failed to make payment in accordance with the terms of the agreement despise requests for such payment. And the claimant claims the sums of 1489.14 together with costs

Stat Barred? No

Have sent:
Acknowledged the claim on 24/12/2014 received on 29/12/2014

Sent a CCA Request to the Cabot > 24/12/2014 Received the letter yesterday that they does NOT have this information on file and have requested the relevant information from the original lender. and will be able to provide the information within 40 days.

Sent a CPR request to the Drydens > 24/12/2014 > No reply from them so far.

I haven't got much time left to submit my defence as i have calculated it need to be submitted by 22/01/2015. Please correct me if I have calculated it wrong.

Any advice on what should be the next course of action be and help with the defence will be very highly appreciated.

[Amethyst]

Re: Default Court Claim - Cabot / Barclaycard - 22-12-2014

Well sounds like you are completely on top of things and right on track xx I get your defence as being due Saturday, January 24, 2015, so 23rd at the latest really.

So far sounds like a standard 'lack of documents, no CCA' defence is appropriate. There's an example of this http://www.legalbeagles.info/forums/...t-Court-Claims which you could use as a bit of guidance.

What year did you open the barclaycard account do you think ? last payment/acknowledgement of the debt ? and are there any other issues/disputes/ppi etc with the debt ?

Oh, and welcome to LB :beagle:

[battleship]

Re: Default Court Claim - Cabot / Barclaycard - 22-12-2014

Many thanks for a prompt advice and help.

I have checked the noddle and the one the account is showing by cabot name which I believe is the one they are referring but the opening default amount on that is 1207 and current default amount is 1339 and the default date is 29/11/2009.

The debt was never acknowledged since the default date however, I had a PPI claim against barclays and barclaycard last year and Barclaycard refused the claim.

Thanks for correcting me on the dates for defence I shall start working on this, and also for the warm welcome.