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Court Claim - Lowell Portfolio Ltd / HBOS - 24-11-2014

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  • Court Claim - Lowell Portfolio Ltd / HBOS - 24-11-2014

    Received a claim? Yes
    Issue Date: 24-11-2014
    Amount approx: 420.41
    Claimant: Lowell Portfolio Ltd
    Solicitor: Bryan Carter
    Original Credit: HBOS

    Particulars of Claim:
    The claimants claim is for the sum of 389.28 being monies due from the defendant to the claimant under an agreement regulated by the consumer credit act 1974 between defendant and HBOS PLC

    Under Account reference xxxxxxxxxxxxxxxxxxxxxx and assigned to the claimant on 2/7/2013 notice of which has been given to the defedant.

    The defendant failed ti maintain contractual repayment under the terms of the agreement and a default notice has been served which has not been compiled with.

    And the claimant claims 389.28


    Stat Barred? No

    Have sent: Acknowledged the Claim, Sent a CCA request, Sent a CPR 31.14 request

    Other Info:
    I sent a CPR 31.14 to Bryan Carter Solicitors and got the attached document back yesterday.

    I am not got anything back from Lowell on request of the CCA.
    Tags: None

  • #2
    Re: Court Claim - Lowell Portfolio Ltd / HBOS - 24-11-2014

    I sent a CPR 31.14 to Bryan Carter Solicitors and got the attached document back yesterday.
    Attached Files

    Comment


    • #3
      Re: Court Claim - Lowell Portfolio Ltd / HBOS - 24-11-2014

      Hiya, So you are coming up to needing to put a defence in on the claim. You have done everything right so far, although I'm not sure if this is a credit card or a bank account - with HBOS it could be anything really - do you know what the debt is?

      The letter from Bryan is standard so nothing to worry about.

      Example defence to get started on the next bit can be found here http://www.legalbeagles.info/forums/...t-Court-Claims
      #staysafestayhome

      Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

      Received a Court Claim? Read >>>>> First Steps

      Comment


      • #4
        Re: Court Claim - Lowell Portfolio Ltd / HBOS - 24-11-2014

        as far as I am aware its a loan.

        Comment

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        SHORTCUTS


        First Steps
        Check dates
        Income/Expenditure
        Acknowledge Claim
        CCA Request
        CPR 31.14 Request
        Subject Access Request Letter
        Example Defence
        Set Aside Application
        Directions Questionnaire



        If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





        NOTE: If you receive a court claim note these dates in your calendar ...
        Acknowledge Claim - within 14 days from Service

        Defend Claim - within 28 days from Service (IF you acknowledged in time)

        If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




        We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
        If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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