Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

[mandav]

I have recently received a claim (Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova). I have filed that I intend defending and have forwarded a CPR 31.13 request. Today I have received a reply from Restons effectively denying the request. I would appreciate any assistance anyone can offer, is there a paid service where someone can help deal with this on my behalf? Any help appreciated. Thanks

[FlamingParrot]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

I have recently received a claim (Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova). I have filed that I intend defending and have forwarded a CPR 31.13 request. Today I have received a reply from Restons effectively denying the request. I would appreciate any assistance anyone can offer, is there a paid service where someone can help deal with this on my behalf? Any help appreciated. Thanks

You don't need to pay for help, if they have refused to comply with your CPR request you can respond with this: http://www.legalbeagles.info/forums/...385#post410385

Would be useful if you told us how much the claim is for and a bit more details about the account, when did you last make a payment, when did you open it, etc. :typing:

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Thanks for your reply and advice. According to the claim form the date of the contract was 25/07/2006 in the amount of £1598.40 (fees bring it up to £1783.40). I have no records as do not know the date of the last payment or the accuracy of the contract date. I will reply to the refused CPR request letter today but need to file my defence in the next few days. Can I file a defence stating that I cannot file a defence without the docs requested under the CPR?

[Kafka]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Did you also send the CCA request to the owner?
Without all the details its difficult to advise on any claim.

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

I sent the CCA to The court, Cabot and Restons. Restons replied very quickly. Can I post images of the letters on the forum obscuring personal details?

[Kati]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

I sent the CCA to The court, Cabot and Restons. Restons replied very quickly. Can I post images of the letters on the forum obscuring personal details?

Of course

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Claim Form

http://imgur.com/M5EbWDj

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

CPR Letter Page 1
http://imgur.com/CHudnvH

CPR Letter Page 2
http://imgur.com/KhN3LE4

[Amethyst]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Claim Issue 9th OCTOBER so only a few days to get a defence or agreed extension in place. ( just noting that for others while wait for the other docs )

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Reply from Restons denying CPR

http://imgur.com/K3R8n21

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

This is the reply to Restons I have prepared today but not yet sent, any advice or amendments before sending tomorrow morning would be welcomed!

Page 1
http://imgur.com/fIYQJWF

Page 2
http://imgur.com/2vTJsIz

Page 3
http://imgur.com/93QjZNr

I need to send in the defence form tomorrow - any ideas for what to say also much appreciated.

Thanks, cant believe all the help so far!

[Amethyst]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Did you send a CCA ?

[mandav]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Sorry, please excuse my ignorance - this is all new to me. What is a CCA?

[Amethyst]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Request for a copy of your agreement under the Consumer Credit Act s. 77-s.79

May I ask where did you get the template for the CPR request from?

[Amethyst]

Re: Restons Solicitors Limited for Cabot Financial (UK) Limited for Hitachi Nova

Rightio, I would rather you got an agreement for an extension than put in a defence based solely on a CPR request.

Tomorrow morning ring or email Restons



Dear xxxxxxxxxxxxxxx

Claim Number: XXXXXX - xxxxxxxxxxxxxv YOUR NAME

You will be aware that I have requested further information from you regarding your clients claim No XXXXX relating to a debt allegedly previously owed to xxxxxxxxxxxxxxxxx.

As I am yet to receive any information from either yourselves or your clients to enable me to make an informed decision in defending the claim I would like to request your agreement to an extension of 28 days to the date for filing my defence as allowed under CPR 15.5.

If you could confirm to me in writing that this is acceptable to your client I will inform the court of the extension in writing.

Considering the current deadline for submission is the xxxx xxxxxx 2014 I would appreciate a response by return.

Kind regards

XXXXXXXX