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Afternoon I have received a claim out of Northampton county court ( Details below), I think the claim amount is made up almost entirely of added bank charges from what stemmed from going overdrawn by around £20. I have acknowledged the claim and intend to send BW legal a CPR 31.14 letter today, any further advice would be appreciated.
Issue Date: 25 Sept 2014
Acknowledged on 09 Oct 2014.
Claimant: Lowell Portfolio 1
Address for documents: BW Legal
Signed by : Alison Duckworth
Particulars of claim:
The claimants claim is for the sum of £288.89 being monies due from the defendant to the claimant under a financial services agreement regualted by the consumer credit act 1974 between the defendant and Nationwide building society.
Under account reference xxxxxx913 and assigned to the claimant on 22/12/2010 notice of which has been given to the defendant.
The defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with.
The claim also includes statutory interest pursuant to section 69 of the county courts act 1984 at a rate of 8.00% per annum (a daily rate of 0.06 from the date of the assignment of the agreement to the date of issue , being an amount of 21.96.
Amount Claimed: 288.89
Court Fee: 25.00
Solicitors Costs: 50.00
Total amount: £363.89
Any help would be greatly received
Regards
Issue Date: 25 Sept 2014
Acknowledged on 09 Oct 2014.
Claimant: Lowell Portfolio 1
Address for documents: BW Legal
Signed by : Alison Duckworth
Particulars of claim:
The claimants claim is for the sum of £288.89 being monies due from the defendant to the claimant under a financial services agreement regualted by the consumer credit act 1974 between the defendant and Nationwide building society.
Under account reference xxxxxx913 and assigned to the claimant on 22/12/2010 notice of which has been given to the defendant.
The defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with.
The claim also includes statutory interest pursuant to section 69 of the county courts act 1984 at a rate of 8.00% per annum (a daily rate of 0.06 from the date of the assignment of the agreement to the date of issue , being an amount of 21.96.
Amount Claimed: 288.89
Court Fee: 25.00
Solicitors Costs: 50.00
Total amount: £363.89
Any help would be greatly received
Regards
xx
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