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I have been asking Arrow Global for a CCA and so far they have come up with the original application. Will that stand up in court??
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Re: arrow global
Can you scan the document with personal details redacted?
What is the background to this account and claim? -
Re: arrow global
I cant at this very moment as don't have access to scanner etc.
They are basically taking me court in July.
It is a credit card debt taken out 2004.
Since the date has been set they have been sending me all sorts ie application form been sent to me twice also all statements from said card and a threatening letter saying they are going to apply to the court for a summary judgement.
Even though the court date has been set and a date to supply all documentation set for 28th this month they are still harassing me.Comment
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Re: arrow global
So you asked for the agreement under s78 of the CCA and they have sent you a copy of the original application - have they included all the terms applicable to the agreement at the time you signed it as well?
On what basis have all the documents been ordered , and are in you in small claims or fast track ?#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First StepsComment
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Re: arrow global
Yes it says on it that it is an application form and the terms are separate from the application form.
Documents have been asked for ready for the hearing, it is a small claims.Comment
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Re: arrow global
You don't need a scanner, you can just take a picture of the documents with your phone.Originally posted by dancer View Post
hoto: The quality may not be as good but it's still useful to be able to see what they've sent you. You may want to look at this thread: http://www.legalbeagles.info/forums/...tails-safe!%29 :nerd:
What sort of credit card is this? MBNA by any chance?Originally posted by dancer View Post
Ideally we'd like to see what they've sent you, to see if the terms appear to be those from inception (the ones you'd have allegedly agreed to), as opposed to random or current terms.Originally posted by dancer View PostComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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