MKDP County Court claim on Barclaycard

[nemesis45]

Re: MKDP County Court claim on Barclaycard

Recon agreements don't have signatures.
BUT MUST Have,

1, Your name and address as at the inception of the agreement.
2. Creditors name and address as at inception.
3, All the T's & C's at inception and closure of the account.
4. Any " material" amendments to the T's & C's made during the life of the agreement.
5. Any other documents mentioned in the T's & C's.

A current statement (not historical) of the account.

[mystery1]

Re: MKDP County Court claim on Barclaycard

Take your details off of them and post them up.

Also check the name and address on the recon was the same as it was upon opening the account. If notit's not an "honest and accurate" copy.

M1

[Gettingthereslow]

Re: MKDP County Court claim on Barclaycard

Hi

Thanks for the responses please find attached what I have recieved . The Address on the seperate piece of paper is the correct original address but the address within the document is my current address?

[Gettingthereslow]

Re: MKDP County Court claim on Barclaycard

Sorry missed of the last bit of the Recon Agreement

[nemesis45]

Re: MKDP County Court claim on Barclaycard

Hi on a quick scan of the documents I don't think there are two sets of T's & C's i.e. those at inception and those at closure.
NO name and address on some docs that a purporting to be theses T's & C's at closure if so I don't think there's enough pages.

I will check with agreements I have on file tomorrow.

[mystery1]

Re: MKDP County Court claim on Barclaycard

No creditor address on the default notice.

M1

[Gettingthereslow]

Re: MKDP County Court claim on Barclaycard

Hi Again

Thanks for the help so Far . As MKDP have now provided the documents do I now amend my defence and if so assume I have 14 days from the date they supplied the infomation . Do I need to phone the court at all or just wait for the hearing date ? ( as you may remember I have already recieved and returned the Directions Questionairre?

[Amethyst]

Re: MKDP County Court claim on Barclaycard

(The card was opened in 2001)

Just for ref and a bump for me to come back to the thread in the morning

[Amethyst]

Re: MKDP County Court claim on Barclaycard

Okay, the case will continue along 'normally' now they have complied with the order to supply documents.

So you will now need to file and serve your defence.

Did the order extending their time to 29th Dec give a new date for your defence?

[Gettingthereslow]

Re: MKDP County Court claim on Barclaycard

Hi thanks . No there was no mention of any time period for me to submit defence . Just that MKDP was to submit the documents by the 29th or the claim would be struck out and to pay my costs . hence my assumption of 14 days

[Amethyst]

Re: MKDP County Court claim on Barclaycard

Yes I'd assume 14 days but would get it in asap.

So first step then is to list any issues with the documents and the dispute in the case overall, then you can work that into a defence.

You should also put in a Witness Statement with the defence stating the tardy time keeping of the claimants to date and all communications back and forth.

[Gettingthereslow]

Re: MKDP County Court claim on Barclaycard

Thank you I was looking to get it done this weekend and post it up for you to have a read and comment if that is ok?

[Amethyst]

Re: MKDP County Court claim on Barclaycard

Of course, I'll be around, or Nem or M1 will be I expect so will keep an eye out xx

[Gettingthereslow]

Re: MKDP County Court claim on Barclaycard

Hi all

Please see attached my first attempt at a defence . Your comments welcome

I suppose It is a good time to ask what you think my chances of success are ?

[mystery1]

Re: MKDP County Court claim on Barclaycard

https://civillitigationbrief.wordpre...se-considered/

Also the 2 links at the bottom.

Your defence has some points you'll need but your format is poor. Once you've studied these links you'll see what i mean. Make sure you deal with everything in your defence too.

M1