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bryan carter on behalf of lowell

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  • bryan carter on behalf of lowell

    good morning all.
    I have as others seemed to have recently recieved a claim form from our above friends.
    its for a total of just over £1K.
    i have defended the claim in full .
    i have stated i have no knowledge of the debt.
    i have requested CCa agreement.
    SOA
    i have also stated lowell have contacted me on numorous occasions and have failed to supply any documentation .
    reading this forum as may have acted to quickly?
    is it to late to cpr31.14 ?
    is there anthing else i can submit to court?
    I am awaiting BC response to my claim defence.
    Tags: None

  • #2
    Re: bryan carter on behalf of lowell

    Hi and welcome

    Originally posted by samantha49 View Post
    good morning all.
    I have as others seemed to have recently recieved a claim form from our above friends.
    its for a total of just over £1K.
    i have defended the claim in full .
    i have stated i have no knowledge of the debt.

    i have requested CCa agreement.
    Is that a fact, i.e. you have no idea what this debt is for? If they've got the wrong person, then a bare denial defence should be fine. :thumb:
    Originally posted by samantha49 View Post
    SOA
    i have also stated lowell have contacted me on numorous occasions and have failed to supply any documentation .
    reading this forum as may have acted to quickly?
    is it to late to cpr31.14 ?

    is there anthing else i can submit to court?
    I am awaiting BC response to my claim defence.
    If you have already submitted a defence, then, yes, I'm afraid it would be too late for the CPR 31.14 letter as it's intended to request documents so you can prepare a defence in the first place. However, if you really have no knowledge of the debt, it should be OK.

    The only risk I can see with this approach is if there was an old debt you could have forgotten all about, such as an old mobile contract. :noidea:

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    SHORTCUTS


    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




    We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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