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Hello,
I am new to this forum as I have received a claim from from Lowell Portfolio 1 Limited/BW Legal for the amount of £10533.33 and need some help/advice please.
Despite never recieving any previous correspondances from these companies, earlier this year I found a STATUTORY DEMAND posted through my door from BW Legal acting on behalf of Lowell Portfolio 1 Limited for the amount of £9281.67 relating to debt apparently owed to two companies I have never heard of HBOS PLC and JD Williams & Company Limited.
I was advised by another online forum to send a CCA request to Lowell and also a copy to BW Legal. I never recieved a reply to my request and this was used to request the STATUTORY DEMAND be set aside at a court hearing. The judge set the demand aside and awarded me a small amount in damages.
That was 4 months ago and then I received this County Court Claim form for the amount of £10533.33 with nearly £1300 (since the STAT DEMAND) being added on to the debt for some reason.
I have now submitted the AOS online and have until 19th January to file a defence and this is where I need your help.
Many thanks
Paul
I am new to this forum as I have received a claim from from Lowell Portfolio 1 Limited/BW Legal for the amount of £10533.33 and need some help/advice please.
Despite never recieving any previous correspondances from these companies, earlier this year I found a STATUTORY DEMAND posted through my door from BW Legal acting on behalf of Lowell Portfolio 1 Limited for the amount of £9281.67 relating to debt apparently owed to two companies I have never heard of HBOS PLC and JD Williams & Company Limited.
I was advised by another online forum to send a CCA request to Lowell and also a copy to BW Legal. I never recieved a reply to my request and this was used to request the STATUTORY DEMAND be set aside at a court hearing. The judge set the demand aside and awarded me a small amount in damages.
That was 4 months ago and then I received this County Court Claim form for the amount of £10533.33 with nearly £1300 (since the STAT DEMAND) being added on to the debt for some reason.
I have now submitted the AOS online and have until 19th January to file a defence and this is where I need your help.
Many thanks
Paul
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