Just received a court claim from Cohens (CL Finance/ Debenhams Store card Upgraded to Credit card in 2006).
Claim form sent to previous address (moved three years ago).
POC
The claimants claim is for the sum of £*,*** being monies due for the Defendant to the claimant under aregulated credit agreement made in writing under ref:****************
The defgendant has failed to make payment in accordance with the agreement and a default notice has been served upon the defendant pursuant to Section 87(1) of the consumer credit act 1974.
The claimant claims the sum of £*,***
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The OC has not issued a Default Notice or Termination Notice & the DN refered to in the POC is CL's own.
Can Cohens persue this claim as no 'original creditor' DN issued?
Account already in dispute with OC over charges & PPI.
Claim form sent to previous address (moved three years ago).
POC
The claimants claim is for the sum of £*,*** being monies due for the Defendant to the claimant under aregulated credit agreement made in writing under ref:****************
The defgendant has failed to make payment in accordance with the agreement and a default notice has been served upon the defendant pursuant to Section 87(1) of the consumer credit act 1974.
The claimant claims the sum of £*,***
--------------------------------------------------------------------------------------------------
The OC has not issued a Default Notice or Termination Notice & the DN refered to in the POC is CL's own.
Can Cohens persue this claim as no 'original creditor' DN issued?
Account already in dispute with OC over charges & PPI.
Comment