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MoriartyLaw Thames Water Utilities Limited (DEBT)

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  • MoriartyLaw Thames Water Utilities Limited (DEBT)

    Received a claim? Yes

    Issue Date:
    26 May 2026

    Have you Acknowledged the Claim?:
    No

    Total Amount Claimed:
    £1980.94

    Claimant’s Name:
    JC International Acquisition LLC

    Solicitors Firm:
    Moriarty Law Limited

    Original Creditor:
    Thames Water Utilities Limited

    Original Debt (eg. Credit card/Loan/Overdraft):
    Water and/or waste water charges

    Particulars of Claim:
    The defendant owes the claimant for the provision of waste and/or water services supplied by Thames Water Utilities Limited. The debt was assigned to the claimant on 12/01/2024 and written notice of the assignment was provided to the defendant on the same date. Despite formal demand for payment, the defendant has failed to pay the debt. The claimant seeks recovery of the outstanding balance together with statutory interest pursuant to section 69 of the County Courts Act 1984 at 8% per annum.

    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
    YES, I believe so. No trace of it on Credit Files.

    List any letters you have sent (eg: CCA/ CPR):
    None

    Any Other Information or Background Details:
    I do not have any recollection or record of whether I paid this. Pretty sure it's for water bills older than 6 years ago.



    ORIGINAL FORM (I can't attach):
    CLAIM FORM

    In the Civil National Business Centre

    Claim No: [redacted]
    Issue Date: 26 May 2026

    Claimant:

    JC INTERNATIONAL ACQUISITION LLC
    2 SUN COURT
    SUITE 400
    PEACH TREE CORNERS
    GEORGIA
    USA
    30092

    Address for sending documents and payments (if different):

    MORIARTY LAW LIMITED
    COBB HOUSE
    2-4 OYSTER LANE
    BYFLEET
    SURREY
    KT14 7DU

    Telephone: 0203 126 4544

    Defendant:

    [redacted]

    PARTICULARS OF CLAIM

    THE DEFENDANT OWES THE CLAIMANT £1653.65 FOR THE PROVISION OF WASTE AND/OR WATER SERVICES SUPPLIED TO THE DEFENDANT BY THAMES WATER UTILITIES LIMITED (DEBT) AND WHICH DEBT WAS ASSIGNED TO THE CLAIMANT ON 12/01/2024 AND WRITTEN NOTICE OF WHICH WAS GIVEN TO THE DEFENDANT ON 12/01/2024.

    DESPITE FORMAL DEMAND FOR PAYMENT OF THE DEBT THE DEFENDANT HAS FAILED TO PAY AND THE CLAIMANT CLAIMS £1653.65 AND THE CLAIMANT ALSO CLAIMS INTEREST THEREON PURSUANT TO SECTION 69 OF THE COUNTY COURTS ACT 1984 LIMITED TO ONE YEAR TO THE DATE HEREOF AT THE RATE OF 8.00% PER ANNUM AMOUNTING TO £132.29.

    IMPORTANT NOTE

    You have a limited time in which to reply to this claim form.

    Please read all the guidance notes on the back of this form - they set out the time limits and tell you what you can do about the claim.

    You can respond to this claim online. Log on to:
    www.moneyclaim.gov.uk

    You will need the claim number (see above) and the following password:
    [redacted]

    AMOUNTS CLAIMED

    Amount claimed: £1785.94
    Court fee: £115.00
    Legal representative's costs: £80.00

    Total amount: £1980.94

    Court Address:

    Civil National Business Centre
    4th Floor
    St Katharine's House
    21-27 St Katharine's Street
    Northampton
    NN1 2LH

    Court telephone number:
    0300 123 1056
    Tags: None

  • #2
    I am following the steps in https://legalbeagles.info/library/gu...y-court-claim/

    1. Acknowledge the Claim - DONE
    2. Write to Claimant to obtain a copy of the Credit Agreement [not_applicable]
    3. Write to Claimant’s Solicitors to obtain more information about the claim [DOUBT]

    ***DOUBT on this section:
    "NB: ONLY LIST HERE DOCUMENTS THAT ARE MENTIONED IN THE PARTICULARS OF CLAIM ON THE FRONT OF THE CLAIM FORM – eg. IF THEY DON’T MENTION ‘ DEFAULT NOTICE’ YOU CANNOT ASK FOR IT UNDER CPR 31.14, IF THEY MENTION CONTRACT rather than AGREEMENT – ask for the CONTRACT…IF IN DOUBT TYPE OUT THE PARTICULARS OF CLAIM AND ASK ON THE FORUM.( and remove this paragraph too!!!!)

    for EXAMPLE
    1. Agreement / Contract
    2. Default Notice
    3. Notice of Assignment"

    ****POSSIBLE LIST OF DOCUMENTS:
    Particulars of Claim mention:

    The debt was assigned to the claimant on 12/01/2024.
    Written notice of the assignment was given on 12/01/2024.
    Despite formal demand for payment, the defendant failed to pay.

    Therefore the CPR 31.14 list should be:

    1. The document(s) evidencing the assignment of the debt to the Claimant on 12/01/2024.

    2. The written notice of assignment allegedly given to the Defendant on 12/01/2024.

    3. The formal demand for payment referred to in the Particulars of Claim.

    should not ask for:

    - Default Notice
    - Credit Agreement
    - Agreement
    - Contract
    - Statements
    - Bills

    under CPR 31.14 because they are not expressly mentioned in the Particulars of Claim.


    Any inputs would be very appreciated
    Thank you!

    Comment


    • #3
      Hi NERR821

      Welcome to LB

      Ask for:

      Default Notice
      A copy of Service Agreement /Terms and Conditions
      Bills / Statement of Account

      Comment


      • #4
        Originally posted by echat11 View Post
        Hi NERR821

        Welcome to LB

        Ask for:

        Default Notice
        A copy of Service Agreement /Terms and Conditions
        Bills / Statement of Account
        Hi

        I have sent this on the 15/06/2026 (Special delivery next day), asking for:
        Default Notice
        A copy of Service Agreement /Terms and Conditions
        Bills / Statement of Account

        I notice they were signed for and received on the 16/06/2026.
        I think I need to file a defence before the 27/06/2026.

        I'm looking at:
        https://legalbeagles.info/library/gu...-court-claims/
        Any particular way in which I should modify this template?

        Many thanks!

        Comment


        • #5
          The service agreement you (property) have, isn't covered by the CCA 1974. So those parts are removed
          Read through it, amend it if you need too. You can file your Defence online via MCOL.


          In the Civil National Business Centre
          Claim No: XXXXX

          JC International Acquisition LLC

          Claimant

          And

          XXXXXXXXXXXXXX

          Defendant

          DEFENCE

          1. The Defendant received the claim XXXXXXXX from the Civil National Business Centre on 26th May 2026.

          2. Each and every allegation in the Claimants statement of case is denied unless specifically admitted in this Defence.

          3. This claim appears to be for outstanding utility service, water billing.

          4. It is [admitted/denied that the Defendant has [previously] entered into [an agreement/agreement] with [Original Creditor /Claimant] for provision of credit.

          5. The Claimants statement of case fails to give adequate information to enable me to properly assess my position with regards to the claim.

          6. The Claimant’s Particulars of Claim fail to state when the original agreement was entered into.

          7. The Defendant contends the alleged debt is statute barred by virtue of Section 5 of the Limitations Act 1980 in that no payment or acknowledgment has been made for over 6 years.

          8. The Claimant's statement of case states that the account was assigned from Thames Water Utilities Limited. on 12/01/2024. The Defendant does not recall receiving notice of this assignment.

          9. On the XX/XX/XX The Defendant sent a request for inspection of documents mentioned in the claimant’s statement of case under Civil Procedure Rule 31.14 to Moriarty Law
          Solicitors. I requested the Claimant provide copies of the Service Agreement, Terms and Conditions, default notice, copies of bills and statement of account.

          10. Claimant's Solicitor has not sent any of these documents to the Defendant.

          11. Under Civil Procedure Rule 16.5 (4) Where the claim includes a money claim, a defendant shall be taken to require that any allegation relating to the amount of money claimed be proved unless he expressly admits the allegation. Therefore, it is expected that the Claimant be required to prove the allegation that the money is owed as claimed.

          12. The Defendant respectfully requests the court orders the Claimants to provide the necessary documentation in order for The Defendant to fully plead his case else the Claim should stand struck out.

          13. In the event that the relevant documents are received from the Claimant, the Defendant will then be in a position to amend his defence, and would ask that the Claimants bear the costs of the amendment.

          14. It is denied that the Claimant is entitled to the relief as claimed or at all.

          Statement of Truth

          I believe that the facts stated in this defence are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.

          Signed: XXXXXXXXX

          Dated: XX/XX/XXXX

          Comment


          • #6
            Hi

            I have since received a letter from Moriarty Law.
            Attached are the letters.

            Transcribed here for convenience.
            Does this change anything for my defence?

            ------------------------------
            MoriartyLaw
            Cobb House, 2-4 Oyster Lane,
            Byfleet, Surrey KT14 7DU

            020 3126 4544
            admin@moriartylaw.co.uk
            www.moriartylaw.co.uk

            Date: 18/06/2026

            Opening Hours:
            09:00 – 17:30 (Mon-Thurs)
            09:00 – 17:00 (Fri)
            09:00 – 13:00 (Sat)

            Our Ref: [redacted]
            Account No: [redacted]
            Amount Due: £1,980.94
            Originator: Thames Water Utilities Limited

            Dear [redacted]

            Re: JC International Acquisition LLC

            We write further to your recent with our offices.

            We note you have since filed an Acknowledgement of Service.

            We are the Data Processor following the instructions of our client JC International Acquisitions LLC, to whom you are indebted and we do so in full compliance with UK GDPR and in a way which is fair and transparent. Your data is being processed for the specific and legitimate purposes of debt recovery and is not being processed in a manner that is incompatible with that purpose, nor do we require your consent.

            We note your request for a copy of the Deed of Assignment between Thames Water Utilities Limited and our client JC International Acquisition LLC. Our client has fully complied with the provisions of Section 136 of the Law of the Property Act 1925 by serving a copy of the Notice of Assignment on you. This matter will not be addressed in future correspondence.

            Please be advised that water and wastewater services, unlike energy supplies, cannot be chosen by a customer. They are dependent on the postcode and location of the property, which will determine who the service provider is when a new customer moves to a property. This is known as a Deemed Contract. To ensure that all customers have access to services and that customers are all required to pay their fair share for the provision of essential services, the Government and regulators have put in place a system of default contractual terms. These are deemed to be in force without either party being required to consent to the terms or sign a contract. Invoices issued pursuant to a Deemed Contract can be enforced through the Courts. As such, there is no contract available to be provided, the date of 02/10/2019 was when the account was first placed in the customer name of [redacted].

            Please be assured, we have referred the matter to our client for copies of bills and we will contact you again on receipt of a response. In the meantime, the account will remain on hold, and collection activity has been suspended.

            As you are disputing the debt, you have the option of filing a defence to the claim with the Court. If you file a defence, we will comply with directions from the Court.

            If you file a defence, this Claim is likely to fall under the Small Claims Track (SCT) and accordingly CPR 31.14 is not applicable.

            2493401

            Moriarty Law Limited is authorised and regulated by the Solicitors Regulation Authority. SRA No. 607528
            Registered office: Cobb House, 2-4 Oyster Lane, Byfleet, Surrey KT14 7DU. Company number: 08432710.


            --- Page 2 ---

            MoriartyLaw
            Cobb House, 2-4 Oyster Lane,
            Byfleet, Surrey KT14 7DU

            020 3126 4544
            admin@moriartylaw.co.uk
            www.moriartylaw.co.uk

            Our client is currently reporting a default against your credit file once the balance has been paid in full our client will update the default as being settled.

            Please note that you have the option of obtaining assistance from the following not-for-profit organisations that offer free, confidential and impartial advice should you require it: (i) National Debtline and (ii) Stepchange. Alternatively, you may wish to seek your own independent legal advice from a solicitor.

            Yours faithfully

            Moriarty Law Limited

            Moriarty Law

            2493401

            Moriarty Law Limited is authorised and regulated by the Solicitors Regulation Authority. SRA No. 607528
            Registered office: Cobb House, 2-4 Oyster Lane, Byfleet, Surrey KT14 7DU. Company number: 08432710.

            Attached Files

            Comment


            • #7
              Originally posted by nerr821 View Post
              Hi

              I have since received a letter from Moriarty Law.
              Attached are the letters.

              Transcribed here for convenience.
              Does this change anything for my defence?

              ------------------------------
              MoriartyLaw
              Cobb House, 2-4 Oyster Lane,
              Byfleet, Surrey KT14 7DU

              020 3126 4544
              admin@moriartylaw.co.uk
              www.moriartylaw.co.uk

              Date: 18/06/2026

              Opening Hours:
              09:00 – 17:30 (Mon-Thurs)
              09:00 – 17:00 (Fri)
              09:00 – 13:00 (Sat)

              Our Ref: [redacted]
              Account No: [redacted]
              Amount Due: £1,980.94
              Originator: Thames Water Utilities Limited

              Dear [redacted]

              Re: JC International Acquisition LLC

              We write further to your recent with our offices.

              We note you have since filed an Acknowledgement of Service.

              We are the Data Processor following the instructions of our client JC International Acquisitions LLC, to whom you are indebted and we do so in full compliance with UK GDPR and in a way which is fair and transparent. Your data is being processed for the specific and legitimate purposes of debt recovery and is not being processed in a manner that is incompatible with that purpose, nor do we require your consent.

              We note your request for a copy of the Deed of Assignment between Thames Water Utilities Limited and our client JC International Acquisition LLC. Our client has fully complied with the provisions of Section 136 of the Law of the Property Act 1925 by serving a copy of the Notice of Assignment on you. This matter will not be addressed in future correspondence.

              Please be advised that water and wastewater services, unlike energy supplies, cannot be chosen by a customer. They are dependent on the postcode and location of the property, which will determine who the service provider is when a new customer moves to a property. This is known as a Deemed Contract. To ensure that all customers have access to services and that customers are all required to pay their fair share for the provision of essential services, the Government and regulators have put in place a system of default contractual terms. These are deemed to be in force without either party being required to consent to the terms or sign a contract. Invoices issued pursuant to a Deemed Contract can be enforced through the Courts. As such, there is no contract available to be provided, the date of 02/10/2019 was when the account was first placed in the customer name of [redacted].

              Please be assured, we have referred the matter to our client for copies of bills and we will contact you again on receipt of a response. In the meantime, the account will remain on hold, and collection activity has been suspended.

              As you are disputing the debt, you have the option of filing a defence to the claim with the Court. If you file a defence, we will comply with directions from the Court.

              If you file a defence, this Claim is likely to fall under the Small Claims Track (SCT) and accordingly CPR 31.14 is not applicable.

              2493401

              Moriarty Law Limited is authorised and regulated by the Solicitors Regulation Authority. SRA No. 607528
              Registered office: Cobb House, 2-4 Oyster Lane, Byfleet, Surrey KT14 7DU. Company number: 08432710.


              --- Page 2 ---

              MoriartyLaw
              Cobb House, 2-4 Oyster Lane,
              Byfleet, Surrey KT14 7DU

              020 3126 4544
              admin@moriartylaw.co.uk
              www.moriartylaw.co.uk

              Our client is currently reporting a default against your credit file once the balance has been paid in full our client will update the default as being settled.

              Please note that you have the option of obtaining assistance from the following not-for-profit organisations that offer free, confidential and impartial advice should you require it: (i) National Debtline and (ii) Stepchange. Alternatively, you may wish to seek your own independent legal advice from a solicitor.

              Yours faithfully

              Moriarty Law Limited

              Moriarty Law

              2493401

              Moriarty Law Limited is authorised and regulated by the Solicitors Regulation Authority. SRA No. 607528
              Registered office: Cobb House, 2-4 Oyster Lane, Byfleet, Surrey KT14 7DU. Company number: 08432710.
              No doesn't change anything, you are still disputing the money is owed?

              There will be Terms and Conditions, bills, statement of account and default notice.

              Can you provide some background and why your disputing the debt?

              Comment


              • #8
                Originally posted by echat11 View Post

                No doesn't change anything, you are still disputing the money is owed?
                Yes I am.
                Suppose I'll have to reword the letter above to specify they did get back in touch (albeit no documentation was provided).

                Originally posted by echat11 View Post

                There will be Terms and Conditions, bills, statement of account and default notice.
                Which Moriarty will provide at a later date, right?

                Originally posted by echat11 View Post
                Can you provide some background and why your disputing the debt?
                I don't remember not paying bills. I could be wrong, it's seven years ago. I would like to understand which bills I didn't pay.

                Comment


                • #9
                  Originally posted by nerr821 View Post

                  Yes I am.
                  Suppose I'll have to reword the letter above to specify they did get back in touch (albeit no documentation was provided).



                  Which Moriarty will provide at a later date, right?


                  I don't remember not paying bills. I could be wrong, it's seven years ago. I would like to understand which bills I didn't pay.
                  a) Yes I am.
                  Suppose I'll have to reword the letter above to specify they did get back in touch (albeit no documentation was provided).

                  It's not whether they've been in touched, it's have the provided the requested documentation, the answer is 'no'.
                  O.K. it might be a 'deemed contract', there would still be Terms and Conditions and other requested documentation.
                  I've updated with 'limitation act' point 7 as it may be statute barred (check post 7).

                  You need to file this with the Court, so they don't have the opportunity for a default judgement against you.


                  b) Which Moriarty will provide at a later date, right?

                  Just update the thread when they do.

                  c) I don't remember not paying bills. I could be wrong, it's seven years ago. I would like to understand which bills I didn't pay.

                  Yes, don't wait for them to provide the 'bills', lodge the Defence with the Court via MCOL.

                  Comment


                  • #10
                    Originally posted by echat11 View Post

                    a) Yes I am.
                    Suppose I'll have to reword the letter above to specify they did get back in touch (albeit no documentation was provided).

                    It's not whether they've been in touched, it's have the provided the requested documentation, the answer is 'no'.
                    O.K. it might be a 'deemed contract', there would still be Terms and Conditions and other requested documentation.
                    I've updated with 'limitation act' point 7 as it may be statute barred (check post 7).

                    You need to file this with the Court, so they don't have the opportunity for a default judgement against you.


                    b) Which Moriarty will provide at a later date, right?

                    Just update the thread when they do.
                    okay!

                    Originally posted by echat11 View Post
                    c) I don't remember not paying bills. I could be wrong, it's seven years ago. I would like to understand which bills I didn't pay.

                    Yes, don't wait for them to provide the 'bills', lodge the Defence with the Court via MCOL.
                    Submitted on 27/06/2026.

                    Many thanks for all your help with this!

                    Comment

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