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Hi,
I have recieved a claim from Overdales regarding an old credit card debt from Newday, i have dealt with this stuff before but it was a few years ago and hsve forgotten most of it and would please like some help with this. I have been reading through other peoples posts to get some info and listed below where i am up to with this.
Received a claim? Yes
Issue Date:30/08/2024
Have you Acknowledged the Claim?: Yes through MCOL
Total Amount Claimed : £600
Claimant’s Name: Lowell Portfolio Ltd
Solicitors Firm: Overdales
Original Creditor: Newday
Original Debt : Creditcard
Particulars of Claim: : The claim is for £600 due by the defendant under an agreement regulated by the consumer credit act 1974 for a NewdayLtd account with an account reference xxxxxxx.
The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s87(1) of the consumer credit act 1974 which has not been complied with.
The debt was originally assigned to the claimant on 13/10/22, notice of which was given to the defendant.
The claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annumfrom the date of assignment to the date of issue of these procedings in the sum of £28.78.
The claiment claimes the sum of £700
Is the debt Statute Barred : No
List any letters you have sent (eg: CCA/ CPR ):
sending CPR 31.14 to overdales today.
Sending CCA request to Lowells today.
Sending SAR request to Newday today.
Any help would be much appreciated.
Thanks
Ian
I have recieved a claim from Overdales regarding an old credit card debt from Newday, i have dealt with this stuff before but it was a few years ago and hsve forgotten most of it and would please like some help with this. I have been reading through other peoples posts to get some info and listed below where i am up to with this.
Received a claim? Yes
Issue Date:30/08/2024
Have you Acknowledged the Claim?: Yes through MCOL
Total Amount Claimed : £600
Claimant’s Name: Lowell Portfolio Ltd
Solicitors Firm: Overdales
Original Creditor: Newday
Original Debt : Creditcard
Particulars of Claim: : The claim is for £600 due by the defendant under an agreement regulated by the consumer credit act 1974 for a NewdayLtd account with an account reference xxxxxxx.
The defendant failed to maintain contractual payments required by the agreement and a default notice was served under s87(1) of the consumer credit act 1974 which has not been complied with.
The debt was originally assigned to the claimant on 13/10/22, notice of which was given to the defendant.
The claim includes statutory interest under S.69 of the county courts act 1984 at a rate of 8% per annumfrom the date of assignment to the date of issue of these procedings in the sum of £28.78.
The claiment claimes the sum of £700
Is the debt Statute Barred : No
List any letters you have sent (eg: CCA/ CPR ):
sending CPR 31.14 to overdales today.
Sending CCA request to Lowells today.
Sending SAR request to Newday today.
Any help would be much appreciated.
Thanks
Ian
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