Hello,
I have received the below claim and was going to respond this weekend, after putting together my income and expenditure, admitting the whole amount claimed and wanting time to pay. After reading the information on the site I am wondering now if I should respond asking for 28 days and prepare letters to be sent to LC Asset/Kearns/Barclaycard.
Received a claim? Yes
Issue Date: 12/07/2023
Have you Acknowledged the Claim?: No
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £4100
Claimant’s Name: LC Asset 2 S.A.R.L.
Solicitors Firm: Kearns Solicitors
Original Creditor: Barclaycard
Original Debt (eg. Credit card/Loan/Overdraft) : Credit card
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
The claimant (‘C’) claims the whole of the outstanding balance due and payable under an agreement referenced ****** and opened effective from 01/09/1999. The agreement is regulated by the Consumer Credit Act 1974 (‘CCA’), was signed by the Defendant (‘D’) and from which credit was extended to D. D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by 25/2/2021 a default was recorded. As at 29/11/2022 the Defendant owed Barclaycard the sum of £3600. By an agreement in writing the benefit of the debt has been legally assigned to C effective 29/11/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter. And C claims – 1 3700 interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from 29/11/2022 to 12/07/2023 of £** and thereafter at a daily rate of 0.76 to date of judgement or sooner payment. Date 12/07/2023
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): None
Any Other Information or Background Details: Last payment 2020
Thanks in advance for any advice offered.
I have received the below claim and was going to respond this weekend, after putting together my income and expenditure, admitting the whole amount claimed and wanting time to pay. After reading the information on the site I am wondering now if I should respond asking for 28 days and prepare letters to be sent to LC Asset/Kearns/Barclaycard.
Received a claim? Yes
Issue Date: 12/07/2023
Have you Acknowledged the Claim?: No
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £4100
Claimant’s Name: LC Asset 2 S.A.R.L.
Solicitors Firm: Kearns Solicitors
Original Creditor: Barclaycard
Original Debt (eg. Credit card/Loan/Overdraft) : Credit card
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
The claimant (‘C’) claims the whole of the outstanding balance due and payable under an agreement referenced ****** and opened effective from 01/09/1999. The agreement is regulated by the Consumer Credit Act 1974 (‘CCA’), was signed by the Defendant (‘D’) and from which credit was extended to D. D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by 25/2/2021 a default was recorded. As at 29/11/2022 the Defendant owed Barclaycard the sum of £3600. By an agreement in writing the benefit of the debt has been legally assigned to C effective 29/11/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter. And C claims – 1 3700 interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from 29/11/2022 to 12/07/2023 of £** and thereafter at a daily rate of 0.76 to date of judgement or sooner payment. Date 12/07/2023
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): No
List any letters you have sent (eg: CCA/ CPR ): None
Any Other Information or Background Details: Last payment 2020
Thanks in advance for any advice offered.
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