Originally posted by naes
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b) Fill in an income and expenditure form, remember to factor in 'the cost of living crisis, food, utility etc).
c) A court will only ever ask you to pay what you can afford to pay, if it's £1, so be it. You need to do this with all your creditors, it will give give you some control over your debts / creditors.
d) Mark any letters you send 'Without Prejudice' amend the following - https://www.citizensadvice.org.uk/de...tors---letter/ Make sure you get Proof of Postage.
e) A defence will also need to be filed with the Courts before the 26th April - just in case they decline a monthly payment offer.
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