Originally posted by junkmanukuk
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Court Letter Lowell & Shop Direct
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Hi
The last i heard was your claim was transferred to MANCHESTER on 19/07/2023
Today we have just heard again from Lowell since may with a long letter saying HEARING TO BE DETERMINED WITHOUT A HEARING ON 14.11.2023 what does that mean?
Also out of all the notes that they have sent us the CREDIT AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 is for £600 that i signed for but there is no other evidence of documents that they provided with a increase or myself signing for more credit
Any help would be grateful
ThanksLast edited by junkmanukuk; 11th October 2023, 16:58:PM.
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a) Today we have just heard again from Lowell since may with a long letter saying HEARING TO BE DETERMINED WITHOUT A HEARING ON 14.11.2023 what does that mean?
That's from Lowell's, have you received any Orders from the Court? You should receive an Order from the Court telling you what you can do, if you want a Hearing in person. If the case is Heard on the evidence / documents, then you need to work on your case and make sure they are sent to the Court and Lowell's 7 days before the Hearing. But this will all be in the Order from the Court.
If you don't receive anything from the Court, give them a call.
b) Also out of all the notes that they have sent us the CREDIT AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974 is for £600 that i signed for but there is no other evidence of documents that they provided with a increase or myself signing for more credit
Sounds like the credit limit has been 'varied' but they haven't provided the relevant documents, that is part of your evidence / case.
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Originally posted by junkmanukuk View PostHi
Just a update we recieved a letter from the court
It is ORDERED THAT
1. The Claimants claim is Dismissed (see note of Reason attached to this Order)
2. No Order for costs
Sorry for sounding stupid but what does it actually mean?
Thanks
It means that the case against you (girlfriend) is dismissed and no costs against you.
What reasons have they given?
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Originally posted by junkmanukuk View PostHi
Thanks for the reply
Ive no idea as i cannot find any info
It says see Note of Reasons attached to this order but theres nothing
On the claim online website its showing Your claim was transferred to MANCHESTER on 19/07/2023 and thats the last thing on there
Im a bit confused lol
But my reading is that you've (girlfriend) won the case, with no 'costs'.
Online only has basic details of the case early on.
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Oh thats some good news for once weve had a hard year
Thanks to people like yourself with your help, advice and time people like myself have a chance with these companies
We really appreciate your help and Thank You
Is there anyway i could dontate something to say thank you to you and the people on this site
Thanks
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Originally posted by junkmanukuk View PostOh thats some good news for once weve had a hard year
Thanks to people like yourself with your help, advice and time people like myself have a chance with these companies
We really appreciate your help and Thank You
Is there anyway i could dontate something to say thank you to you and the people on this site
Thanks
https://www.paypal.com/donate?hosted...=CNCXB9EXZRYE4
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