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Court Claim - Lowell

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  • #16
    Originally posted by echat11 View Post

    You can fill in an Income & Expenditure form, make an offer of payment to Lowells, if you can only afford £1, then tell them. Take into consideration the cost of living. It is pointless saying you can pay £XX, today, then finding out you can't because prices are increasing.
    Would it be Lowells though? They’ve sold the debt to Overdales.

    I’m self-employed too, hard to say my income. Last year I made a profit of £10,094, so not even £1000 per month.

    What happens if I ignore it? I live with my parents and I don’t own anything.

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    • #17
      lowells, overdales just internal solicitor dept

      Comment


      • #18
        Originally posted by rich110991 View Post

        Would it be Lowells though? They’ve sold the debt to Overdales.

        I’m self-employed too, hard to say my income. Last year I made a profit of £10,094, so not even £1000 per month.

        What happens if I ignore it? I live with my parents and I don’t own anything.
        As Mike says Overdales is just Lowell's in-house solicitor.

        I don't know what your expenditure is, so the best thing to do is fill in a I & E form (but you need to take into consideration 'the cost of living' as advised previously. The last thing you should do is agree to pay a sum you can't afford to pay.

        If you ignore, no doubt they will initiate a Court Claim that you will have to deal with.

        Comment


        • #19
          Originally posted by echat11 View Post

          As Mike says Overdales is just Lowell's in-house solicitor.

          I don't know what your expenditure is, so the best thing to do is fill in a I & E form (but you need to take into consideration 'the cost of living' as advised previously. The last thing you should do is agree to pay a sum you can't afford to pay.

          If you ignore, no doubt they will initiate a Court Claim that you will have to deal with.
          Thanks but I thought this was a Court Claim already? The court is ordering me to pay £100 per month.

          Comment


          • #20
            Originally posted by rich110991 View Post

            Thanks but I thought this was a Court Claim already? The court is ordering me to pay £100 per month.
            The Court wouldn't order you to play anything, as there hasn't been a Hearing yet.
            In your initial post, you write 'Court Claim Letter'. When the Court issues a claim it is several pages. Also I sought 'clarification' in post 2.

            Comment

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            SHORTCUTS


            First Steps
            Check dates
            Income/Expenditure
            Acknowledge Claim
            CCA Request
            CPR 31.14 Request
            Subject Access Request Letter
            Example Defence
            Set Aside Application
            Directions Questionnaire



            If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





            NOTE: If you receive a court claim note these dates in your calendar ...
            Acknowledge Claim - within 14 days from Service

            Defend Claim - within 28 days from Service (IF you acknowledged in time)

            If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




            We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
            If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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