Overdales Solicitors CCJ CLAIM FORM (Northampton Court)

[ALMOND01]

Thanks so much echat11 im going to give it my best shot and see how i get on. I dont want to go to court ideally so hoping i can resolve this tomorrow and put it to bed. Will keep you posted and thanks so much for all of your help i wouldnt have even gotten to this point if it wasnt for yourself.

[echat11]

Thanks so much echat11 im going to give it my best shot and see how i get on. I dont want to go to court ideally so hoping i can resolve this tomorrow and put it to bed. Will keep you posted and thanks so much for all of your help i wouldnt have even gotten to this point if it wasnt for yourself.

Make you explain your circumstances 'i fell into financial difficulty with covid and being made redundant'. That you are still struggling.

Make some notes to read off or jog your memory. They'd rather have a lump sum now then a low monthly figure. Also they bought the debt for 'pennies', so they won't lose out. Negotiate hard.

[ALMOND01]

Hey echat11! So an update here. I had the mediation call this morning i offered to settle the payment with a one off of £473 they declined this and the lowest they would drop too was £1000 one off to settle the payment. I had them to cancel the added charges due to them sending mail to the wrong address and me not having view of this and knocked £200 off the settlement. I advised i would be happy to set up a payment plan to clear the debt and they have agreed to this which is all i wanted in the first place. Im glad this is off my plate now and i can make the payments to get rid of the balance. One thing i completely forgot to ask but presume as we have reached an agreement this means i wont have a ccj registered against me am i correct in thinking this? i should have asked but was in a panic and forgot. I just want to say thankyou so so much for all of your help i honestly wouldn't have been able to do this without your help and support and i massively appreciate it! THANKYOU.

[echat11]

Hey echat11! So an update here. I had the mediation call this morning i offered to settle the payment with a one off of £473 they declined this and the lowest they would drop too was £1000 one off to settle the payment. I had them to cancel the added charges due to them sending mail to the wrong address and me not having view of this and knocked £200 off the settlement. I advised i would be happy to set up a payment plan to clear the debt and they have agreed to this which is all i wanted in the first place. Im glad this is off my plate now and i can make the payments to get rid of the balance. One thing i completely forgot to ask but presume as we have reached an agreement this means i wont have a ccj registered against me am i correct in thinking this? i should have asked but was in a panic and forgot. I just want to say thankyou so so much for all of your help i honestly wouldn't have been able to do this without your help and support and i massively appreciate it! THANKYOU.

a) One thing i completely forgot to ask but presume as we have reached an agreement this means i wont have a ccj registered against me am i correct in thinking this?

100%, they've agreed to settle the matter, there is no need for them to do anything. You'll get a letter confirming the arrangement from them. If you get any issues, just update the thread.

No problem, I'm glad it's worked out for you.