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Ccj claim cabot finance sent to wrong address

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  • Ccj claim cabot finance sent to wrong address

    Hi All, I received a CCJ (Mortimer Clarke solicitors on behalf of Cabot who purchased it I assume) but because of how my address was written (incorrectly) it got to me after expiration of return to court. I signed up to Clearscore app (Experian data) but cannot find the default date and need to confirm amount & where the debt was from etc. I don't know where to start, can someone advise what to do as 14 days has expired? Attached claim form which states my address as 218A ___ street (But I'm flat 21, 8a ) So it went somewhere else on street and someone now posted it in my box today. Really appreciate help and correct order to do things. Stay safe all.
    Tags: None

  • #2
    you have left claim number and extra details delete

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    • #3
      So logon on to MCOL using the data and password on the form and see if you can acknowledge the claim. Put nothing in the defence. You have 14 days from the date given, which is 5 days after the issue date.

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      • #4
        Originally posted by ostell View Post
        So logon on to MCOL using the data and password on the form and see if you can acknowledge the claim. Put nothing in the defence. You have 14 days from the date given, which is 5 days after the issue date.
        I have done this and composed letters as per the guide to claimant and lawyers, will get PO and sed tomorrow. Also done Acknowledgment of Service.

        Do I just wait for response?
        Last edited by youcrazyboy; 4th November 2020, 06:33:AM.

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        • #5
          What letters?

          After acknowledgement you have 33 days from date of issue to get your defence to the court. The next paperwork to the court is your defence. Then you wait for a response.

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          • #6
            Originally posted by ostell View Post
            What letters?

            After acknowledgement you have 33 days from date of issue to get your defence to the court. The next paperwork to the court is your defence. Then you wait for a response.
            CCA request to Cabot, copied to Mortimer Clarke as per guidelines in forum. Isn't that correct?

            Comment


            • #7
              Could someone direct me to next steps please

              Comment


              • #8
                Hi, did you manage to file your defence which was due to be filed at court last monday 16th Nov?

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                • #9
                  I didn't need to. Thanks to this website I followed instructions to ask for CCA Request letter which they couldn't provide and so couldn't enforce. Should I take any further steps?
                  Attached Files

                  Comment


                  • #10
                    the case is on going get that defence in, stating on such a date a document/s were requested and not received, they have no way of stopping a case unless they discontinued it, otherwise they will get default judgment against you??

                    Comment

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                    SHORTCUTS


                    First Steps
                    Check dates
                    Income/Expenditure
                    Acknowledge Claim
                    CCA Request
                    CPR 31.14 Request
                    Subject Access Request Letter
                    Example Defence
                    Set Aside Application
                    Directions Questionnaire



                    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                    NOTE: If you receive a court claim note these dates in your calendar ...
                    Acknowledge Claim - within 14 days from Service

                    Defend Claim - within 28 days from Service (IF you acknowledged in time)

                    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                    We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                    If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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