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Credit union applied for ccj, help needed.

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  • Credit union applied for ccj, help needed.

    Claimant

    NEFIRST CREDIT UNION LTD
    11 INTERCHANGE CENTRE
    WEST STREET
    GATESHEAD
    NE8 1BH

    Particulars of Claim

    Repayment of loan for which Defendant has failed to make the agreed payments. A loan of £2,600.46 was issued on 29/03/2018 for the consolodation of debts with monthly repayments £109.00. The repayments stopped and promised repayment proposals have not been forthcoming. The amount outstanding to date is £2,115.37. The interest is now frozen.

    Hi all, above is a Claim Form that I have received from the County Court Business Centre, St Katherine’s House, dated 8th Sept 20. I have acknowledged the claim using the money online site yesterday.

    I have used LegalBeagles 3 times over the past couple of year’s to defend myself against CCJ claims but never where a Credit Union has been involved. How do I go about a defence, I take it this is different to the usual defence?

    Also do I need to request the usual information from the Credit Union or is this different again as I’m dealing with a Credit Union and not Solicitors?

    Regards

    Micky
    Tags: None

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