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Mortimer Clarke issued a County Court claim on behalf of Cabot financial against me in 2016. Using the guidance given to me on here I defended the claim as they were unable to provide copies of the agreements etc. The claim was stayed. I phoned the court today to check and it is still stayed. On Saturday I received two letters from Mortimer Clarke after almost 4 years of no contact. One letter was offering me a settlement figure and the other was their reply to the defence I lodged with the court. I have included the link for my original post in 2016 and I have attached the new letters I have received on here. Please could somebody take a look and advise me if I should respond to them or not. I believe that this must be statute barred but not sure if I could do that as does the request for copies of agreements etc using the templates on here count as communication within the 6 year period. Any advice would be greatly appreciated.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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