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I haven’t responded yet but will this week with the dispute. They seem to have suddenly woken up after nearly three months of hearing nothing. I knew it was too good to last!
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Well, I responded with a letter stating that I disputed the alleged debt on the grounds that Intrum had not fulfilled their obligations under s78 of the CCA by supplying incomplete and in places illegible photocopies. Today I received:
”We can confirm we have referred to the original creditor for further documentation/information and your account will remain on hold until we receive a response. Please note that this may take a number of weeks”.
I guess it all depends on the OC coming up with more documentation now?Comment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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